The best way to reach any goal is to break it down into baby steps. If a tangible goal helps you along the path to attaining the higher one (and you’re not stepping on necks in the process), I’d say go for it. I’m not sure an uber-expensive watch would be the best short-term goal for a moneymaking/ money-saving mentality. Investments that may or may not be flashy, but have legs, would be a good bet.