________ is a cheque rather an amount of cheque, which is above the balance available in the account of the payer. A. Travellers cheque B. Multicity Cheque C. Mutilated Cheque D. Over Draft

________ is a cheque rather an amount of cheque, which is above the balance available in the account of the payer. A. Travellers cheque B. Multicity Cheque C. Mutilated Cheque D. Over Draft
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D. Over Draft Explanation: An overdraft is an extension of credit from a lending institution when an account reaches zero. An overdraft allows the individual to continue withdrawing money even if the account has no funds in it.
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A cheque for a fixed amount that may be cashed or used in payment abroad after endorsement by the holder‟s signature is known as ___________ A. Travellers cheque B. Multicity Cheque C. Mutilated Cheque D. Crossed Cheque

Description : A cheque for a fixed amount that may be cashed or used in payment abroad after endorsement by the holder‟s signature is known as ___________ A. Travellers cheque B. Multicity Cheque C. Mutilated Cheque D. Crossed Cheque

Last Answer : A. Travellers cheque Explanation: Traveller‘s cheque is a medium of exchange that can be used in place of hard currency. Traveller‘s cheques are often used by individuals travelling on vacation to foreign countries.

Which of the following cheque issued by a customer under a pre-approved arrangement with the bank? A. Travellers cheque B. Multi-city Cheque C. Mutilated Cheque D. Crossed Cheque

Description : Which of the following cheque issued by a customer under a pre-approved arrangement with the bank? A. Travellers cheque B. Multi-city Cheque C. Mutilated Cheque D. Crossed Cheque

Last Answer : B. Multi-city Cheque Explanation: A Multi-City Cheque (MCC) is one that can be written by the customer in favour of his client and is payable at par at all branches of the Bank. These are issued as Order Cheque.

.A person that money or a cheque is paid to a) payer b) paye c) remit d) payee

Description : .A person that money or a cheque is paid to a) payer b) paye c) remit d) payee

Last Answer : d) payee

If the original passbook of depositor of PPF account is lost or mutilated or damaged, He/she should be required pay Rs _____ a) 10/- b) 20/- c) 1/- d) Free

Description : If the original passbook of depositor of PPF account is lost or mutilated or damaged, He/she should be required pay Rs _____ a) 10/- b) 20/- c) 1/- d) Free

Last Answer : c) 1/

................. uses electronic means to transfer funds directly from one account to another rather than by cheque or cash? (A) M-Banking (B) E-Banking (C) O-Banking (D) C-Banking

Description : ................. uses electronic means to transfer funds directly from one account to another rather than by cheque or cash? (A) M-Banking (B) E-Banking (C) O-Banking (D) C-Banking

Last Answer : (B) E-Banking

Mark the correct option a) No subsequent deposit allowed less than Rs 5 in saving account b) No withdrawal is allowed less than Rs 5 c) No withdrawal shall be permitted which has the effect reducing the balance to less than fifty in single account and less than 500 in cheque account d) All the above

Description : Mark the correct option a) No subsequent deposit allowed less than Rs 5 in saving account b) No withdrawal is allowed less than Rs 5 c) No withdrawal shall be permitted which has the effect reducing the ... to less than fifty in single account and less than 500 in cheque account d) All the above

Last Answer : d) All the above

What is minimum balance should remain in a savings account with cheque book after withdrawal? a) Rs 50/- b) Rs 500/- c) Rs 1000/- d) Rs 100/

Description : What is minimum balance should remain in a savings account with cheque book after withdrawal? a) Rs 50/- b) Rs 500/- c) Rs 1000/- d) Rs 100/

Last Answer : b) Rs 500/

What is minimum balance should remain in a savings account without cheque account after withdrawal? a) Rs 50/- b) Rs 500/- c) Rs 1000/- d) Rs 100/

Description : What is minimum balance should remain in a savings account without cheque account after withdrawal? a) Rs 50/- b) Rs 500/- c) Rs 1000/- d) Rs 100/

Last Answer : a) Rs 50/

Which one is not an offline payment mode? a) Cash on delivery b) Cash before delivery c) Demand draft d) E-cheque

Description : Which one is not an offline payment mode? a) Cash on delivery b) Cash before delivery c) Demand draft d) E-cheque

Last Answer : b) Cash before delivery

Payment of the fees can be made through a) cheque c) demand draft b) cash d) none of above

Description : Payment of the fees can be made through a) cheque c) demand draft b) cash d) none of above

Last Answer : demand draft

The section 4 of the Negotiable Instruments Act, 1881 deals with ________ A. Cheque B. Bills of Exchange C. Promissory Note D. All of the Above E. None of the Above

Description : The section 4 of the Negotiable Instruments Act, 1881 deals with ________ A. Cheque B. Bills of Exchange C. Promissory Note D. All of the Above E. None of the Above

Last Answer : C. Promissory Note Explanation: The section 4 of the Negotiable Instruments Act, 1881 deals with Promissory Note.

Balance in a current account is classified as ________ A. Hybrid Deposit B. Term Deposit C. Demand Deposit D. Flexi Deposit E. other than those given as options

Description : Balance in a current account is classified as ________ A. Hybrid Deposit B. Term Deposit C. Demand Deposit D. Flexi Deposit E. other than those given as options

Last Answer : C. Demand Deposit Explanation: Current accounts form a large portion of demand deposits of a bank. It can be opened by Individuals, Business entities (firms, company), Institutions, Government bodies / departments, Societies, Liquidators, Receivers, and Trusts.

i. A slip is used for depositing cash and cheque in the Bank account. ii. Permission to withdraw excess amount from Current Account.

Description : i. A slip is used for depositing cash and cheque in the Bank account. ii. Permission to withdraw excess amount from Current Account.

Last Answer : Write a word or a term or a phrase that can substitute each of the following statement: ... Instrument which can be discounted with the bank.

Mark the correct option a) No cheque collection charge is to be charged in Worker wage accounts b) Workers wage account cannot be transferred from one post office to another Post office c) No subsequent deposit can be made in workers wage account d) No amount is required for opening worker wage accounts e) All the above

Description : Mark the correct option a) No cheque collection charge is to be charged in Worker wage accounts b) Workers wage account cannot be transferred from one post office to another Post office c) No ... workers wage account d) No amount is required for opening worker wage accounts e) All the above

Last Answer : e) All the above

Mark the correct option a) A literate person can account with cheque facility b) No minimum amount is required for opening of Workers wage account c) Saving account can be opened by cash only d) All the above

Description : Mark the correct option a) A literate person can account with cheque facility b) No minimum amount is required for opening of Workers wage account c) Saving account can be opened by cash only d) All the above

Last Answer : d) All the above

What is minimum amount may be withdrawn by a cheque from a cheque saving account? a) Rs 500/- b) Rs 100/- c) Rs 100/- d) Rs 20/

Description : What is minimum amount may be withdrawn by a cheque from a cheque saving account? a) Rs 500/- b) Rs 100/- c) Rs 100/- d) Rs 20/

Last Answer : d) Rs 20/

Mark the correct option a) Minor cannot appoint a messenger for making withdrawal from SB account b) At the time of making a withdrawal by cheque from saving account not necessary to provide pass bookc) The amount annual interest added in a saving account may not be treated as transaction in that accountd) All the above

Description : Mark the correct option a) Minor cannot appoint a messenger for making withdrawal from SB account b) At the time of making a withdrawal by cheque from saving account not necessary to provide pass book ... added in a saving account may not be treated as transaction in that account d) All the above

Last Answer : d) All the above

The safest form of Crossed Cheque is _____ A. Double Crossing B. General Crossing C. Special Crossing D. Account payee crossing E. None of the Above

Description : The safest form of Crossed Cheque is _____ A. Double Crossing B. General Crossing C. Special Crossing D. Account payee crossing E. None of the Above

Last Answer : D. Account payee crossing Explanation: In Account payee crossing the amount will not be paid to anybody over the counter. It will be credited to the account of the payee only. Thus account payee crossing ensures safe transfer of funds.

Two men and two women, all carrying loaded shotguns, drove to a field where they planned to shoot as many birds as possible. The four had absolutely no desire to eat any of the birds they were planning to shoot, and they brought no dogs to retrieve any they happened to hit. Each of the four people in turn would loudly shout a one-word command, and when a bird would fly out in front of them, they would shoot to destroy it. When they were finished, the bodies of 99 birds lay mutilated in the field, as only one bird had escaped their deadly shooting skills. The two men and two women cheerfully exchanged high-fives, and congratulated each other on their excellent hour of destruction. Several onlookers, who happened to witness the onslaught, gave the four a loud round of applause for the entert

Description : Two men and two women, all carrying loaded shotguns, drove to a field where they planned to shoot as many birds as possible. The four had absolutely no desire to eat any of the birds they were ... who happened to witness the onslaught, gave the four a loud round of applause for the entert -Riddles

Last Answer : The birds the four were shooting at were pigeons ——— clay pigeons. The four were at a public shooting range, and when each of them yelled “pull”, a clay pigeon was catapulted into the air for their target practice.

In case of failed ATM transactions, if the amount is not credited to customer‟s account within 7 working days from the date of receipt of the complaint. Banks have to pay compensation at the rate of Rs.________ per day. A. 150 B. 200 C. 100 D. 10 E. 50

Description : In case of failed ATM transactions, if the amount is not credited to customer‟s account within 7 working days from the date of receipt of the complaint. Banks have to pay compensation at the rate of Rs.________ per day. A. 150 B. 200 C. 100 D. 10 E. 50

Last Answer : C. 100 Explanation: Reconciliation of failed transactions at ATMs – For any failure to re-credit the customer‘s account within 7 working days from the date of receipt of the complaint, the bank will pay compensation of Rs.100/-, per day, to the aggrieved customer.

Cheque deposited into Bank increases the Bank balance as per Cash Book.

Description : Cheque deposited into Bank increases the Bank balance as per Cash Book.

Last Answer : State whether the following statement are True or False with reason : Cheque deposited into Bank increases the Bank balance as per Cash Book.

1 Cash Balance ₹ 33,000 Bank Balance ₹ 8,000 3 Received from Prerna cash ₹ 2,750 and a bearer cheque for ₹ 645. 

Description : 1 Cash Balance ₹ 33,000 Bank Balance ₹ 8,000 3 Received from Prerna cash ₹ 2,750 and a bearer cheque for ₹ 645. 

Last Answer : Enter the following transaction of Hariram Bros, in a cash book with cash and bank column for the month of ... the bank all cash in excess of ₹ 5,000.

When cheque is ________ into bank Cash Book is debited. 

Description : When cheque is ________ into bank Cash Book is debited. 

Last Answer : When cheque is ________ into bank Cash Book is debited. (a) written (b) issued (c) deposited (d) dishonoured

(i) When a bank refuses to make the payment of the cheque, it is said to be ________

Description : (i) When a bank refuses to make the payment of the cheque, it is said to be ________

Last Answer : Complete the following sentences: (i) When a bank refuses to make the payment of the cheque, ... v) _________ advance is given to the petty cashier.

Cash account always shows ________ balance. 

Description : Cash account always shows ________ balance. 

Last Answer : Cash account always shows ________ balance. (a) Credit (b) Negative (c) Minus (d) Debit

Why do you feel that the U.S. is the only place that medicare for all or single payer isn't worth fighting for?

Description : Why do you feel that the U.S. is the only place that medicare for all or single payer isn't worth fighting for?

Last Answer : Lack of healthcare as a right almost killed my mother (gave her a heart attack and stroke) last year and forced her into early retirement and extreme poverty, Where should she have moved in anticipation?

Hippies, Travellers, Freaks, Punks, Peace Tramps, New Agers -- can you still be what you were then, now that you're older?

Description : Hippies, Travellers, Freaks, Punks, Peace Tramps, New Agers -- can you still be what you were then, now that you're older?

Last Answer : Sure, I'm one of the older hippie types that loved the idealism of the 60's and 70's but now that I am older I happily pass the torch. It's all about my inner peace now, can't save ... situation, my own little reality these days and few outsiders are allowed in. Just the way I like it. haha

Would you be in favor of a state run single payer health care system if it means that your taxes go up by 15% and you lose your current health insurance?

Description : Would you be in favor of a state run single payer health care system if it means that your taxes go up by 15% and you lose your current health insurance?

Last Answer : Yes, as long as it is modelled after the single payer healthcare system we had in Sweden. The math has been done and it didn't raise Swedish net taxes by 15%. Not when you enter into the equation all ... the game in good medicine and much less costly -and as a doctor in a big city, you know that.

Why did TSA allow travellers to carry their hockey sticks and golf clubs?

Description : Why did TSA allow travellers to carry their hockey sticks and golf clubs?

Last Answer : answer:The head of the agency claimed that the real threat is from plastic and liquid explosives. He suggests that now that the cockpit doors are reinforced and locked, there's no need to ... to hostages unless the cabin door was opened, they would be the obvious first choice as captives.

Is this the way US Customs and Border Protection should treat Trusted Travellers from Canada?

Description : Is this the way US Customs and Border Protection should treat Trusted Travellers from Canada?

Last Answer : Where does your wife reside? I’m thinking ask her legislative people to look into it. This is so wrong.

Why haven't alternate-stream time travellers begun appearing?

Description : Why haven't alternate-stream time travellers begun appearing?

Last Answer : Ah, but they could be hiding among us in plain sight.

Do any of you know any Roma or Travellers ("gypsies") in the USA or elsewhere?

Description : Do any of you know any Roma or Travellers ("gypsies") in the USA or elsewhere?

Last Answer : I don’t but if any of you do, tell them I require their tears…. (thats from borat)

Need a new car no co payer no down payment. Can just afford monthly payments what do I do?

Description : Need a new car no co payer no down payment. Can just afford monthly payments what do I do?

Last Answer : Never purchase anything over time if you can only “just afford the monthly payments”. You are only one “emergency” away from suddenly not being able to make those payments. A lot of us have had to learn this the hard way.

Two travellers spend from 12 o'clock to 6 o'clock walking along a level road, up a hill and back again. Their pace is 4 mph on the level, 3 mph uphill, and 6 mph downhill.How far do they walk and at what time do they reach the top of the hill? -Riddles

Description : Two travellers spend from 12 o'clock to 6 o'clock walking along a level road, up a hill and back again. Their pace is 4 mph on the level, 3 mph uphill, and 6 mph downhill.How far do they walk and at what time do they reach the top of the hill? -Riddles

Last Answer : 24 miles half past three.

In this state, each employee’s insurance plan is considered primary for him or her, which means Mrs. Gonzales’s HMO is her primary payer and the $25 copay from her last visit is now past due, because she wanted this submitted to her husbands insurance?

Description : In this state, each employee’s insurance plan is considered primary for him or her, which means Mrs. Gonzales’s HMO is her primary payer and the $25 copay from her last visit is now past due, because she wanted this submitted to her husbands insurance?

Last Answer : The insurance company refused coverage because of a $1000 yearly deductible, which has not yet been met. How will you handle this?

What does ' tax payer ' say in one word ?

Description : What does ' tax payer ' say in one word ?

Last Answer : Tax payers say in one word- tax.

Hi. I have a question about the fact that I am a Slovak who now lives in the Czech Republic and I want to remember as a self-payer VZP.

Description : The problem is that I am employed on a Job Agreement and I want to arrange a temporary stay. Is it enough to get comprehensive health insurance ?? The insurance company claimed that yes, but they do not write anything about the temporary stay on the Internet: / Thanks

Last Answer : You may or may not apply for a temporary stay. http://www.mvcr.cz/clanek/prechodny-pobyt.aspx

A tax is characterized by horizontal equity if its liability is - (1) proportional to the income of tax payers (2) similar for tax payers in similar circumstances (3) proportional to the expenditure of tax payers (4) the same for every tax payer

Description : A tax is characterized by horizontal equity if its liability is - (1) proportional to the income of tax payers (2) similar for tax payers in similar circumstances (3) proportional to the expenditure of tax payers (4) the same for every tax payer

Last Answer : (1) proportional to the income of tax payers Explanation: The principle of equity includes both horizontal and vertical. Equity is determined by first assessing an individual's ability-to-pay. The idea of ... equity suggests it is fair for people of equal ability to pay the same amount in taxes.

Indirect tax means : (1) there is not direct relationship between the tax payer and the government. (2) direct relationship between tax payer and the government. (3) tax base is income (4) the incidence and impact are on the same person on whom tax is imposed.

Description : Indirect tax means : (1) there is not direct relationship between the tax payer and the government. (2) direct relationship between tax payer and the government. (3) tax base is income (4) the incidence and impact are on the same person on whom tax is imposed.

Last Answer : (1) there is not direct relationship between the tax payer and the government. Explanation: The term indirect tax has more than one meaning. In the colloquial sense, an indirect tax (such as ... which is collected directly by government from the persons (legal or natural) on which it is imposed.

Which algae is used as food supplement by space travellers?

Description : Which algae is used as food supplement  by space travellers?

Last Answer : Spirullina

Traveller's diarrhea is caused by A- enteropathogenicEscherichia coli (EPEC) B- entero invasive E. coli (EIEC) C- entero toxigenic E. coli (ETEC) D- enterohaemorrhagicE. coli (EHEC)

Description : Traveller's diarrhea is caused by A- enteropathogenicEscherichia coli (EPEC) B- entero invasive E. coli (EIEC) C- entero toxigenic E. coli (ETEC) D- enterohaemorrhagicE. coli (EHEC)

Last Answer : entero toxigenic E. coli (ETEC)

The fixed-rate payer in an interest-rate swap has a position equivalent to a series of ____________. a) long interest-rate puts and short interest-rate calls b) short interest-rate puts and long interest-rate calls c) long interest-rate puts and calls d) short interest-rate puts and calls

Description : The fixed-rate payer in an interest-rate swap has a position equivalent to a series of ____________. a) long interest-rate puts and short interest-rate calls b) short interest-rate puts and long interest-rate calls c) long interest-rate puts and calls d) short interest-rate puts and calls

Last Answer : b) short interest-rate puts and long interest-rate calls

Delta Airlines runs a series of television commercials that show its personnel going out of their way to help customers. An important secondary audience for these ads is: A)the Civil Aviation Authority. B)competitors. C)customers. D)Delta employees. E)all air travellers

Description : Delta Airlines runs a series of television commercials that show its personnel going out of their way to help customers. An important secondary audience for these ads is: A)the Civil Aviation Authority. B)competitors. C)customers. D)Delta employees. E)all air travellers

Last Answer : D)Delta employees.

Chemoprophylaxis of malaria is recommended for the following category of subjects: A. Residents of nonendemic areas B. Residents of endemic areas C. Travellers from nonendemic to endemic areas D. Travellers from endemic to nonendemic areas

Description : Chemoprophylaxis of malaria is recommended for the following category of subjects: A. Residents of nonendemic areas B. Residents of endemic areas C. Travellers from nonendemic to endemic areas D. Travellers from endemic to nonendemic areas

Last Answer : C. Travellers from nonendemic to endemic areas

Which of the following is an assumption of game theory? a. The players act rationally and intelligently b. Each payer has a finite set of possible courses of action c. The players attempt to maximise gains or minimises losses d. All of the above

Description : Which of the following is an assumption of game theory? a. The players act rationally and intelligently b. Each payer has a finite set of possible courses of action c. The players attempt to maximise gains or minimises losses d. All of the above

Last Answer : d. All of the above

The following diarrhoea is consistently benefited by antimicrobial therapy: A. Irritable bowel syndrome B. Cholera C. Salmonella diarrhoeas D. Traveller’s diarrhoea

Description : The following diarrhoea is consistently benefited by antimicrobial therapy: A. Irritable bowel syndrome B. Cholera C. Salmonella diarrhoeas D. Traveller’s diarrhoea

Last Answer : B. Cholera

A tax is characterised by horizontal equity if its liability is (1) proportional to the income of tax payers (2) similar for tax payers in similar circumstances (3) proportional to the expenditure of tax payers (4) the same for every tax payer

Description : A tax is characterised by horizontal equity if its liability is (1) proportional to the income of tax payers (2) similar for tax payers in similar circumstances (3) proportional to the expenditure of tax payers (4) the same for every tax payer

Last Answer : proportional to the income of tax payers 

Indirect tax means : (1) there is not direct relationship between the tax payer and the government. (2) direct relationship between tax payer and the government. (3) tax base is income (4) the incidence and impact are on the same person on whom tax is imposed.

Description : Indirect tax means : (1) there is not direct relationship between the tax payer and the government. (2) direct relationship between tax payer and the government. (3) tax base is income (4) the incidence and impact are on the same person on whom tax is imposed.

Last Answer : there is not direct relationship between the tax payer and the government.

If a bank account is only overdrawn by 85c, can they still 'bounce' a customer's cheque?

Description : If a bank account is only overdrawn by 85c, can they still 'bounce' a customer's cheque?

Last Answer : It doesn’t matter if it’s 85 cents or 85 dollars. To a bank, overdrawn is overdrawn.

Which account is credited when Salary is paid by cheque?

Description : Which account is credited when Salary is paid by cheque?

Last Answer : Which account is credited when Salary is paid by cheque?