Can I deposit my bank check at any bank?

Can I deposit my bank check at any bank?
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1 Answer

Answer :

You can ask your financial institution if they offer the bank check service at your branch. If your bank does not offer bank checks switch to chase or citi bank because they have them.
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Related questions

Ethical obligations to inform a company that didn't deposit a check?

Description : Ethical obligations to inform a company that didn't deposit a check?

Last Answer : Obviously, it's a personal call. If it was a fairly small local business that did the work, and I like them and the work they did, then yes, I would believe it would be ethical to inform them. If it ... (then yes, I would) or just one of a corporately owned chain (then no, I probably wouldn't).

Can I deposit a check for someone else without their signature on the back?

Description : Can I deposit a check for someone else without their signature on the back?

Last Answer : I just faced this situation and wasn’t able to. I suspect it will depend on what your teller says but I imagine they will have had to endorse it.

If you get a check from an employer but you never deposit or cash what can anyone do about it?

Description : If you get a check from an employer but you never deposit or cash what can anyone do about it?

Last Answer : I used to do that. I would go home and throw my paycheck in my sock drawer. I was working for the VA. After about 9 months, I was called into the accounting office, issued new checks and told to cash them immediately, becasue after 90 days they void them.

Do you use your bank's mobile deposit (take a picture of the check with a smartphone) capability?

Description : Do you use your bank's mobile deposit (take a picture of the check with a smartphone) capability?

Last Answer : I just hold the check in a folder for a few weeks – just in case there is a problem.

I accidentally ripped up a check. Can I tape it back together and still deposit it?

Description : I accidentally ripped up a check. Can I tape it back together and still deposit it?

Last Answer : answer:Welcome to Fluther. Your best bet is to write to the check issuer and ask for a replacement. If you can include the remnants of the ripped / shredded check, then they should have no problem with a re-issue.

How do I endorse a check made out to me so that someone else can cash it or deposit it to their account?

Description : How do I endorse a check made out to me so that someone else can cash it or deposit it to their account?

Last Answer : Third Party check: Second party signs and then puts “Pay to the Order of” name on back of check? Third party then endorses below and submits to bank. http://www.bankingquestions.com/checkingaccounts/q_3rdpartyckhtml.html

How can i deposit check with two name and only one signature?

Description : How can i deposit check with two name and only one signature?

Last Answer : Need answer

Is direct deposit safer than check?

Description : Is direct deposit safer than check?

Last Answer : Yes, a direct deposit would eliminates the risk of all the stolen checks and forgeries and helps protect people from identity theft and other things that are out now.

Can one give deposit money to any bank account without consent?

Description : Can one give deposit money to any bank account without consent?

Last Answer : Yes, if you have the account number, you can make a deposit.

With Monday Decmber 26th being a bank holiday will my direct deposit be posted?

Description : With Monday Decmber 26th being a bank holiday will my direct deposit be posted?

Last Answer : If the bank is closed there will be no posting. It will show up in Tuesday’s transactions.

If I made a deposit this morning and my account says the money is "pending," can I make purchases greater than the amount in my bank account?

Description : If I made a deposit this morning and my account says the money is "pending," can I make purchases greater than the amount in my bank account?

Last Answer : can I make purchases greater than the amount in my bank account? one would imagine not…

Do prepaid bank cards that have direct deposit have a routing number?

Description : Do prepaid bank cards that have direct deposit have a routing number?

Last Answer : answer:Not really, just the card number. Just as a credit card doesn't necessarily have a single account tied to it. There may be a routing number somewhere for the account the card is drawn ... of cards. Edit: to be clear, a routing number typically points to the institution holding the account

Is there a limit on how much money I can deposit in my bank account?

Description : Is there a limit on how much money I can deposit in my bank account?

Last Answer : answer:No you would have to give some of it to me. :D Googling resulted in a mention of a $100,000 cap of the FDIC would cover. So, I think @WestRiverrat has it right.

Can I deposit a rebate prepaid debit card into my bank account or do I have to spend it at a store?

Description : Can I deposit a rebate prepaid debit card into my bank account or do I have to spend it at a store?

Last Answer : you could spend it on groceries… that way it wouldn’t be something you don’t need.

Banks in the US, active with the FDIC, only insure $100,000. So if a person has, for example, 10 million dollars and wants to deposit the money in a bank, does he have to look for 100 banks or is there another way to invest that is as low risk as a savings account?

Description : Banks in the US, active with the FDIC, only insure $100,000. So if a person has, for example, 10 million dollars and wants to deposit the money in a bank, does he have to look for 100 banks or is there another way to invest that is as low risk as a savings account?

Last Answer : A person with 10 million dollars probably has a diversified investment portfolio with a variety of risk levels and return levels. As a result, his insurance is that not everything will collapse at the ... 10% above inflation, banks are a very poor choice for someone with lots of money to invest.

I'm about to make a large deposit, will the bank report this?

Description : I'm about to make a large deposit, will the bank report this?

Last Answer : Why do you wanna keep it low on the radar?

Bank interest is not paid on any deposit ?

Description : Bank interest is not paid on any deposit ?

Last Answer : Bank interest is not paid on current deposit.

They pay a dividend to their employee and deposit the dividend in a for-profit interest-bearing bank. What is the ruling ? I work in an aluminum factory in Canada. At the end of each year the company pays employees a portion of the profits. They pay employees a portion of the cash. Another part is c

Description : They pay a dividend to their employee and deposit the dividend in a for-profit interest-bearing bank. What is the ruling ? I work in an aluminum factory in Canada. At the end of each year ... ; Such as interest bank , alcohol hall , cigarettes , other things and other investments of interest banks.

Last Answer : Alhamdulillah. The portion that the company pays at the end of each year is a portion of the employee's remuneration and salary. Since this money is kept separately in a specific account for the employee ... part. Will try to determine the amount of haram part as much as possible. GOD is Omniscient.

Can money be deposited or employed in a bank or association ? Many banks or associations in our country have interest , is it legal to deposit money or work in these banks or associations ? And if someone works in such an association or bank, is it permissible to offer prayers behind him ?

Description : Can money be deposited or employed in a bank or association ? Many banks or associations in our country have interest , is it legal to deposit money or work in these banks or associations ? And if someone works in such an association or bank, is it permissible to offer prayers behind him ?

Last Answer : Conventional banks or associations are based on interest economy. The exchange of interest is the main work of these banks or associations. In the present capitalist economy, these banks are the main means of ... 3 More See books like Ahsanul Fatawa-3/209 , Imdadul Fatawa-1/411 , Gunia-480 etc.

Which deposit bank does not pay any interest ?

Description : Which deposit bank does not pay any interest ?

Last Answer : The bank does not pay any interest on current deposits.

If the reserve rate is at 9 and a bank receives a deposit of 8000 how much of the 800 is the bank free?

Description : If the reserve rate is at 9 and a bank receives a deposit of 8000 how much of the 800 is the bank free?

Last Answer : $7280, 9% of 8000 is 720 and they are free to loan everything except the $720.

What bank in my area will give me a high certificate of deposit interest rate?

Description : What bank in my area will give me a high certificate of deposit interest rate?

Last Answer : A quick search at a place like Bankaholic will give you the highest CD rates available throughout the country. You can get a CD anywhere, it is not tied to your local area, and by doing so, you ... deals throughout the US. Unless you are lucky, you will not get the best rate in your local area.

What should I do if I lose the actual document for my bank certificate of deposit?

Description : What should I do if I lose the actual document for my bank certificate of deposit?

Last Answer : In if you lose the actual document for my bank certificate of deposit. You can do 2 thing ask the bank for another copy or if have a online bank you can obtain your history.

Which bank in South Carolina has the lowest bank certificates of deposit rates?

Description : Which bank in South Carolina has the lowest bank certificates of deposit rates?

Last Answer : Bank of America has the the lowest bank certificates of deposit rates in South Carolina. The lowest 18-Month CD Rates is about 1.95% APY. There are several banks in South Carolina that provide low CD rates. Of these, UFBDirect offers the lowest available rate.

I want to open a checking account at Bank of America, what is the minimum deposit required?

Description : I want to open a checking account at Bank of America, what is the minimum deposit required?

Last Answer : To open a checking account with Bank of America you need at least a $25 opening deposit for basic checking. If you want an interest or business checking account then you need a $100 opening deposit.

My checking account was garnished on Friay. I receive my salary through direct deposit at my bank, and they took all of it! Isn't this illegal I need help. The garnishment is for bills while in the hospital for a week and subsequent anti biotic treatment?

Description : My checking account was garnished on Friay. I receive my salary through direct deposit at my bank, and they took all of it! Isn't this illegal I need help. The garnishment is for bills while in the hospital for a week and subsequent anti biotic treatment?

Last Answer : No that had to go to court to be able to do that. You will have to prove how much you need to live on and they will take the rest. Unfortunately, this is very legal. You should have received a legal notice informing you of the garnishment.

What is the bank with the highest Certificate of Deposit interest rate?

Description : What is the bank with the highest Certificate of Deposit interest rate?

Last Answer : Everbank has a very high interest rate right now.

What Is a Bank Deposit?

Description : What Is a Bank Deposit?

Last Answer : A bank deposit is a certain amount of money that is deposited into an account at a financial institution. The purpose of doing so is to store the funds at a secure location and allow the owner of the ... at the bank, they can be used to make loans to other people that do business with the bank.

How to Use a Bank Deposit Slip in the Electronic Age?

Description : How to Use a Bank Deposit Slip in the Electronic Age?

Last Answer : In this day and age of direct deposit, you may go so long without having to fill out a bank deposit slip that you forget how it is done. If you receive a check in the mail and need to ... of your deposit. After you have made your deposit, the teller will give you a receipt which summarizes it.

Advantages of a Bank Deposit?

Description : Advantages of a Bank Deposit?

Last Answer : Bank deposits have benefited greatly from the integration of new technologies and mobile applications into the banking industry. It is now possible for customers to make a bank deposit with a ... for handling deposits, taking the ease of a transaction past that inherent with automated tellers.

Change my bank account for direct deposit?

Description : Change my bank account for direct deposit?

Last Answer : My current bank checking account is invalid. How do I change the account number to the new checking account ???

What is the minimum initial deposit required for opening a Basic Savings Bank Deposit Account(BSBDA)? A. 500 B. 1000 C. 100 D. No initial deposit

Description : What is the minimum initial deposit required for opening a Basic Savings Bank Deposit Account(BSBDA)? A. 500 B. 1000 C. 100 D. No initial deposit

Last Answer : D. No initial deposit Explanation: There is no requirement for any initial deposit for opening a BSBDA.

The Aadhaar-Enabled Payment Systems(AEPS) is a bank led model that facilitates banking facilities by allowing transactions at Point of Sale through the Business Correspondent (BC) using the Aadhaar authentication number. Aadhaar enabled basic types of banking do not include A. Balance Enquiry B. Cash Withdrawal C. Online Payment D. Cash Deposit E. Aadhaar to Aadhaar funds transfer

Description : The Aadhaar-Enabled Payment Systems(AEPS) is a bank led model that facilitates banking facilities by allowing transactions at Point of Sale through the Business Correspondent (BC) using the Aadhaar ... . Cash Withdrawal C. Online Payment D. Cash Deposit E. Aadhaar to Aadhaar funds transfer

Last Answer : C. Online Payment Explanation: Services Offered by AEPS: Balance Enquiry Cash Withdrawal Cash Deposit Aadhaar to Aadhaar Fund Transfer Gateway Authentication Services

Which of the following is the negotiable instrument? A. Fixed Deposit of a Bank B. Share certificate issued by a PSU C. Demand Draft issued by a bank D. Debenture of a company E. Airway Receipt

Description : Which of the following is the negotiable instrument? A. Fixed Deposit of a Bank B. Share certificate issued by a PSU C. Demand Draft issued by a bank D. Debenture of a company E. Airway Receipt

Last Answer : C. Demand Draft issued by a bank Explanation: A demand draft is a negotiable instrument similar to a bill of exchange. A bank issues a demand draft to a client (drawer), directing another bank (drawee) or one of its own branches to pay a certain sum to the specified party (payee).

An EEFC account can be held only in the form of ________ A. Savings Bank Account B. Deposit Account C. Current Account D. Both (B) and (C) E. None of the Above

Description : An EEFC account can be held only in the form of ________ A. Savings Bank Account B. Deposit Account C. Current Account D. Both (B) and (C) E. None of the Above

Last Answer : C. Current Account Explanation: An EEFC account can be held only in the form of a current account. No interest is payable on EEFC accounts.

A trad-able form of loan is normally termed as ________ A. Certificate of Deposit (CD) B. Inter Bank term Money C. Bill Re-discounting D. Debt Instrument E. None of the Above

Description : A trad-able form of loan is normally termed as ________ A. Certificate of Deposit (CD) B. Inter Bank term Money C. Bill Re-discounting D. Debt Instrument E. None of the Above

Last Answer : D. Debt Instrument Explanation: A trad-able form of loan is normally termed as a Debt Instrument. They are usually obligations of issuer of such instrument as regards certain future cash flow representing Interest & Principal, which the issuer would pay to the legal owner of the Instrument.

The Monetary Authority in India, viz Reserve Bank of India is bound to maintain a reserve against the notes issued, Whatever may be the mount. This system is called as __________ A. Minimum Reserve System B. Proportional Reserve System C. Maximum Fiduciary Issue system D. Simple deposit system E. None of the Above

Description : The Monetary Authority in India, viz Reserve Bank of India is bound to maintain a reserve against the notes issued, Whatever may be the mount. This system is called as __________ A. Minimum Reserve ... Reserve System C. Maximum Fiduciary Issue system D. Simple deposit system E. None of the Above

Last Answer : A. Minimum Reserve System Explanation: The RBI follows a minimum reserve system in the note issue. Initially, it used to keep 40 per cent of gold reserves in its total assets.

What are the other deposit accounts can be opened by an individual in where one holds „Basic Savings Bank Deposit Account‟? A. Fixed Deposit B. Recurring Deposit C. Another BSBDA D. Both A and B E. None of the Above

Description : What are the other deposit accounts can be opened by an individual in where one holds „Basic Savings Bank Deposit Account‟? A. Fixed Deposit B. Recurring Deposit C. Another BSBDA D. Both A and B E. None of the Above

Last Answer : D. Both A and B Explanation: One can have Term/Fixed Deposit, Recurring Deposit etc., accounts in the bank where one holds ‗Basic Savings Bank Deposit Account.

How many Basic Savings Bank Deposit Account(BSBDA) can be opened by an individual? A. One B. Two C. Three D. Four E. None of the Above

Description : How many Basic Savings Bank Deposit Account(BSBDA) can be opened by an individual? A. One B. Two C. Three D. Four E. None of the Above

Last Answer : A. One Explanation: An individual is eligible to have only one ‗Basic Savings Bank Deposit Account‘ in one bank.

________ is a temporary pass through account held by a third party during the process of a transaction between two parties. A. Savings Bank Account B. Current Account C. Deposit Account D. Escrow Account E. None of the Above

Description : ________ is a temporary pass through account held by a third party during the process of a transaction between two parties. A. Savings Bank Account B. Current Account C. Deposit Account D. Escrow Account E. None of the Above

Last Answer : D. Escrow Account Explanation: Escrow Account: Account in which funds are accumulated for specific disbursements. It is a temporary pass through account held by a third party during the process of a transaction between two parties.

Mark the correct option a) Maximum 12 deposit can be made in a financial year and more than one deposit can be made in one month b) Only one account can be opened in Post office or SBI or any nationalized banks. c) The account can be transferred from one PO to another and PO to State bank or nationalized bank vice versa. d) All the above

Description : Mark the correct option a) Maximum 12 deposit can be made in a financial year and more than one deposit can be made in one month b) Only one account can be opened in Post office or SBI or any ... from one PO to another and PO to State bank or nationalized bank vice versa. d) All the above

Last Answer : d) All the above

Mark the correct option a) After maturity , the senior citizen account will be extended further 3 year b) The account continued after maturity, the deposit shall earn interest at the rate applicable to the new account opened. c) In case the account not extended on maturity and closed at any time the saving bank interest applicable d) There is no maximum time limit for PMI e) All the above

Description : Mark the correct option a) After maturity , the senior citizen account will be extended further 3 year b) The account continued after maturity, the deposit shall earn interest at the rate applicable to the ... bank interest applicable d) There is no maximum time limit for PMI e) All the above

Last Answer : e) All the above

Which of the following is not a type of Bank credit 1. Loan 2. Fixed deposit 3. Overdraft 4. All of these 5. None of these

Description : Which of the following is not a type of Bank credit 1. Loan 2. Fixed deposit 3. Overdraft 4. All of these 5. None of these

Last Answer : Fixed deposit

What is the currency deposit ratio (cdr)? a) ratio of money held by the public in currency to that of money held in bank deposits b) ratio of money held by public in bank deposits to that of money held by public in currency c) ratio of money held in demand drafts to that of money held in treasury bonds d) none of the above

Description : What is the currency deposit ratio (cdr)? a) ratio of money held by the public in currency to that of money held in bank deposits b) ratio of money held by public in bank deposits to that of money ... ratio of money held in demand drafts to that of money held in treasury bonds d) none of the above

Last Answer : a) ratio of money held by the public in currency to that of money held in bank deposits

Assume that the required ratio is 10 percent and bank receives $1,000 deposit. What is the excess reserves ? (a) $100 (b) $9,000 (c) $900 (d) $10,000

Description : Assume that the required ratio is 10 percent and bank receives $1,000 deposit. What is the excess reserves ? (a) $100 (b) $9,000 (c) $900 (d) $10,000

Last Answer : (c) $900

Shweta deposits a certain amount on 1st January and 1st July (Same amount on both days) in a bank that offers 5% compound interest, compounded half-yearly. Shweta gains interest of Rs.121 at the end of the year. How much money did Shweta deposit? a) 1200 b) 1300 c) 1400 d) 1500 e) 1600

Description : Shweta deposits a certain amount on 1st January and 1st July (Same amount on both days) in a bank that offers 5% compound interest, compounded half-yearly. Shweta gains interest of Rs.121 at the end of the year. How much money did Shweta deposit? a) 1200 b) 1300 c) 1400 d) 1500 e) 1600

Last Answer : Let the amount be P Half yearly rate = 5/2 = 2.5% For the deposit on January, Amount = P (1 + 2.5 / 100)2 For the deposit on July, Amount = P (1 + 2.5 /100) We can solve the question by ... Amount in July = 1600 1.025 = 1640 So total interest = 81 + 40 = 121 Required answer is 1600 Answer: e)

One Reserve Bank of India introduced certificates of deposit in ____. A. 1964. B. 1989. C. 1986. D. 1990

Description : One Reserve Bank of India introduced certificates of deposit in ____. A. 1964. B. 1989. C. 1986. D. 1990

Last Answer : B. 1989.

Consider the following schemas: Branch = (Branch-name, Assets, Branch-city) Customer = (Customer-name, Bank-name, Customer-city) Borrow = (Branch-name, loan-number, customer account-number) Deposit = (Branch-name, Account-number, Customer-name, Balance) Using relational Algebra, the query that finds customers who have balance more than 10,000 is ................. (A) πcustomer-name(σbalance> 10000(Deposit)) (B) σcustomer-name(σbalance> 10000(Deposit)) (C) πcustomer-name(σbalance> 10000(Borrow)) (D) σcustomer-name(σbalance> 10000(Borrow))

Description : Consider the following schemas: Branch = (Branch-name, Assets, Branch-city) Customer = (Customer-name, Bank-name, Customer-city) Borrow = (Branch-name, loan-number, customer account-number) Deposit = ... )) (C) πcustomer-name(σbalance> 10000(Borrow)) (D) σcustomer-name(σbalance> 10000(Borrow))

Last Answer : (A) πcustomer-name(σbalance> 10000(Deposit)) 

What happens if you write a check from a bank account that's been closed?

Description : What happens if you write a check from a bank account that's been closed?

Last Answer : answer:It is against the law and may cause “uttering forged instrument” arrest with jail time. The “innocent mistake” could be a brought up at the trial which is a felony trial..

Question about how a bank knows that a check has cleared - how do they know?

Description : Question about how a bank knows that a check has cleared - how do they know?

Last Answer : answer:1) That would require change, and change costs money. Therefore, the only changes that they will make are those that earn back more than they cost, whether through increased volume or ... calendar day at worst, but that assumes that financial institutions have moved into the 21st century.