my girlfriend's home has been in foreclosure for over a year. the bank tells her she still owns the home but they have recently put padlocks on the gates and changed the locks on the house. is she still responsible for the house or is the bank.?

my girlfriend's home has been in foreclosure for over a year. the bank tells her she still owns the home but they have recently put padlocks on the gates and changed the locks on the house. is she still responsible for the house or is the bank.?
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1 Answer

Answer :

Since the bank padlocked it, it belongs to the bank. It appears, if they are not allowing her access to the home, that they have taken over responsibility for it. She should have been given notice to vacate, and been given an opportunity to retrieve her belongings. There should also be some sort of 'no trespassing' sign on the door. The best thing that you can do is tell her to contact the bank. They should be able to give her a straight answer.
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