i am 2 months behind in my morgage payments,the payments are very low under $90.00 each but beacuse of a death in my family i have gotten behind in my fp&l and morage.where can i get the much needed help i need?

i am 2 months behind in my morgage payments,the payments are very low under $90.00 each but beacuse of a death in my family i have gotten behind in my fp&l and morage.where can i get the much needed help i need?
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i'm in the need want to buy a house 3 bedroom im trying to find out who do i get the grant money like went i go to the wessite it keep asking a credit card to pay for the free money i need to no why is that and also saying send a cd
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