Is "I'm only hurting myself" a valid excuse?

Is "I'm only hurting myself" a valid excuse?
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Answer :

I find that is rarely the case. Irresponsible behavior almost always affects other people, whether it be a loved one who worries, or society when we have to use tax dollars to rescue you off a mountain top in a blizzard. We are not only responsible for ourselves, but also for the people around us.
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