answer:Absolutely. I’m 43 and somewhere in my brain I’m convinced that I will be good at life once I grow up. From my perspective, it seems that everyone has it all figured out, and I feel like I’m struggling just to tread water – not just financially, but in every aspect of life. I suspect, however, that my impression that everyone else has read the handbook and has it all figured out is incorrect. I think most of us feel that life is difficult. We’re just making it up as we go along.