Is the lending service Kiva legitimate?

Is the lending service Kiva legitimate?
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1 Answer

Answer :

Yes, they appear to be legitimate. Charity Navigator gives Kiva a high rating.
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Related questions

Do you give to Kiva (or similar) and how do you decide who you will loan money to?

Description : Do you give to Kiva (or similar) and how do you decide who you will loan money to?

Last Answer : I give in person when panhandled. I give my spare change to the Salvation Army’s kettle drive in Christmas.

Is there an online micro loan site like kiva for the rest of us?

Description : Is there an online micro loan site like kiva for the rest of us?

Last Answer : Prosper offers peer-to-peer lending.

What personal rules have you developed when it comes to borrowing or lending money to friends and gamily?

Description : What personal rules have you developed when it comes to borrowing or lending money to friends and gamily?

Last Answer : Only lend, if you are ok with never getting it back.

Can a private citizen start their own for profit lending library?

Description : Can a private citizen start their own for profit lending library?

Last Answer : You don't need a degree to open a store. You do need some other things, such as a business license, a business plan, and funding. But if you're talking about for profit, it's not lending-it's ... you like the work. (Also you can have a master's or other degree and still be a private citizen.)

What are your personal guidelines on lending money to people you know?

Description : What are your personal guidelines on lending money to people you know?

Last Answer : I never lend books or money. If I have it to give, then I will give and gladly. More than once someone was willing to do the same for me, and it made a huge difference in my life.

Can someone explain to me how the Amazon Prime Kindle lending library works?

Description : Can someone explain to me how the Amazon Prime Kindle lending library works?

Last Answer : I use it all the time. Here is how it works.

Looking for a link to the ENTIRE Amazon's Prime Lending Library.

Description : Looking for a link to the ENTIRE Amazon's Prime Lending Library.

Last Answer : This?

Have you done micro-lending?

Description : Have you done micro-lending?

Last Answer : Only with in the family.

Has anybody heard of a positive experience with p2p lending?

Description : Has anybody heard of a positive experience with p2p lending?

Last Answer : answer:hmmm, like Kiva? I don't have any personal experience (beyond being very impressed with the success of the idea) but read a quick article from Guy Kawasaki The Six Lessons of Kiva that includes a bit ... quite a bit of press as well, but this is the most recent I've run across. good luck.

Why is it necessary that banks and co-operatives increase their lending in rural areas ? Explain. -SST 10th

Description : Why is it necessary that banks and co-operatives increase their lending in rural areas ? Explain. -SST 10th

Last Answer : 1. The formal sector i.e. the banks and the cooperatives need to engage more in the lending activities because of the disadvantages posed by the informal sector. 2. There is no organisation ... business, set up small scale industries etc which would add to the development aspect of a country.

Why is it necessary for the banks and cooperative societies to increase their lending facilities in rural areas ? Explain. -SST 10th

Description : Why is it necessary for the banks and cooperative societies to increase their lending facilities in rural areas ? Explain. -SST 10th

Last Answer : Banks and cooperatives should increase lending facilities in rural areas: 1. The informal sector lends at a high-interest rate in rural areas so the cost for the borrower is much more. 2. When the cost ... where the amount to be repaid is more than the borrower's income and he has to borrow more.

What is collateral ? Why do lenders ask for collateral while lending ? Explain. -SST 10th

Description : What is collateral ? Why do lenders ask for collateral while lending ? Explain. -SST 10th

Last Answer : Collateral is an asset owned by the borrower like land, building etc, and is used as a guarantee to the lender till the loan is repaid. Lenders ask for collateral because: 1. It serves as a ... . 2. In case of failure of repayment of the loan, the lender can take the collateral as compensation.

Why is it necessary for the banks and cooperative societies to increase their lending facilities in rural areas? Explain. -SST 10th

Description : Why is it necessary for the banks and cooperative societies to increase their lending facilities in rural areas? Explain. -SST 10th

Last Answer : Most loans from informal lenders carry a very high interest rate and do little to increase the income of the borrowers. Hence, it is necessary that banks and cooperatives increase their lending ... the formal credit is distributed more equally so that the poor can benefit from the cheaper loans.

Why do lenders ask for collateral while lending ? -SST 10th

Description : Why do lenders ask for collateral while lending ? -SST 10th

Last Answer : Lenders ask for collateral as security against loans. If the borrower fails to repay the loan, the lender has the right to sell the asset-or collateral to recover the payment. Collateral assets ... defaults on repayment of loan. It is for this reason that lenders ask for collateral while lending.

Why is it necessary for banks and cooperatives to increase their lending in rural areas ? -SST 10th

Description : Why is it necessary for banks and cooperatives to increase their lending in rural areas ? -SST 10th

Last Answer : Necessity for the banks and cooperative societies to increase their lending facilities in rural areas : (i) Dependence on informal sources of credit reduces. (ii) To provide more loan facilities ... to increase the lending facilities to improve the livelihood of the people in the rural areas.

which According to the Truth in Lending Act, which of the following is the bank NOT obligated to inform you of?

Description : which According to the Truth in Lending Act, which of the following is the bank NOT obligated to inform you of?

Last Answer : A.Annual fee amountB.APRC.APYD.Interest calculating method

What is the name of the leading lending financial institution in the expansion of agriculture in India ?

Description : What is the name of the leading lending financial institution in the expansion of agriculture in India ?

Last Answer : NBARD Bank is one of the leading lenders in the field of agriculture in India.

Regulation Z of the federal Truth in lending act applies to

Description : Regulation Z of the federal Truth in lending act applies to

Last Answer : Need Answer

What does indirect lending means?

Description : What does indirect lending means?

Last Answer : Indirect lending is the process of lending money to someone that you don't have a direct relationship with. An example of direct lending is when a bank lends money to a customer - because there ... you should research which type of lending (direct or indirect) can give you a better interest rate.

The primary functions of Commercial Banks include-Accepting deposits and Lending funds.

Description : The primary functions of Commercial Banks include-Accepting deposits and Lending funds.

Last Answer : Justify the following statement: The primary functions of Commercial Banks include-Accepting deposits and Lending funds.

What is the purpose of NCUA lending regulations?

Description : What is the purpose of NCUA lending regulations?

Last Answer : Need answer

Why do lenders ask for collateral while lending?

Description : Why do lenders ask for collateral while lending?

Last Answer : Feel Free to Answer

What are the advantages of a computerized library lending system?

Description : What are the advantages of a computerized library lending system?

Last Answer : Modern day public libraries in Britain are linked on a nation wide computer network. A library in Cardiff, Wales can discover that a rare special book a customer wants is available in Sheffield, ... isolated to that one library, any changes to the computer is instantly updated on the whole system.

What is the lending of money at interest rates higher than the legal limits called?

Description : What is the lending of money at interest rates higher than the legal limits called?

Last Answer : What is the answer ?

Which term refers to the percentage rate the lending institution charge for the use of its money?

Description : Which term refers to the percentage rate the lending institution charge for the use of its money?

Last Answer : interest rate

Employee Lending Agreement?

Description : Employee Lending Agreement?

Last Answer : Employee Lending Agreement(Download)___________________, referred to as PRIMARY EMPLOYER, and ___________________, referred to as TEMPORARY EMPLOYER, agree:PRIMARY EMPLOYER employs ______________ as ... or other regulation requires TEMPORARY EMPLOYER to provide worker's compensation the EMPLOY

I have heard of hard money lending companies, but I'm not familiar with the bridge loans they handle, can you explain this please?

Description : I have heard of hard money lending companies, but I'm not familiar with the bridge loans they handle, can you explain this please?

Last Answer : A bridge loan is a short term that is usually used by home buyers that can't afford the immediate up front exepenses with building a house. These loans are generally paid off by closing of the house.

Do any banks in the Chicago area specialize in small business lending?

Description : Do any banks in the Chicago area specialize in small business lending?

Last Answer : Since the recession most banks have stopped issuing small business loans unless you have a vast portfolio and have a guarantee at the bank. A better option is to apply for a Small Business Loan. Even ... Small business loans of $25,000 or less. It should be noted they're a non-profit orginization.

FHA Lending institution in Portage, IN?

Description : FHA Lending institution in Portage, IN?

Last Answer : Private Lending Group is approved for that. 150 N Michigan Ave # 2740, Chicago, IL�?? - (312) 938-0492�??

Is First Ohio Banc & Lending insured by FDIC and a safe banc for mortgage loans?

Description : Is First Ohio Banc & Lending insured by FDIC and a safe banc for mortgage loans?

Last Answer : Firs they are just a mortgage company, not so much a typical bank. They do not have any deposit accounts therefor do not need to be FDIC insured since you have no money to lose. As for if its ... follow all the safe lending laws, but if you are really worried i would go with a more reputable bank.

What are the bank qualifications for small business lending?

Description : What are the bank qualifications for small business lending?

Last Answer : Before going to speak to someone about business lending, it is a good idea to have a written out copy of your business plan, along with the business's most recent financial statements, a repayment plan, and what you can offer as collateral.

Best available secured peer to peer lending, worthwhile.?

Description : Best available secured peer to peer lending, worthwhile.?

Last Answer : Peer to peer lending was originally designed to create personal connections, however, it can be quite problematic. Specifically, with peer to peer lending the chances of money loss is high and the amount ... worth it. Some companies you can find price quotes and reviews on include the Lending Club.

Which among (he following is not the outcome of decrease in prime lending rate? (1) to raise the bank loan (2) decline in saving rate (3) decline in productivity (4) increased demand of consumer products

Description : Which among (he following is not the outcome of decrease in prime lending rate? (1) to raise the bank loan (2) decline in saving rate (3) decline in productivity (4) increased demand of consumer products

Last Answer : (3) decline in productivity Explanation: Prime rate or prime lending rate is a term applied in many countries to a reference interest rate used by banks. The term originally indicated the rate ... falls to meet the new lower demand. Less output requires fewer worker, driving unemployment higher.

A high Statutory Liquidity Ratio (SLR) (1) restricts lending (2) increases supply of cash (3) provides funds to the state (4) increases the strength of the banks

Description : A high Statutory Liquidity Ratio (SLR) (1) restricts lending (2) increases supply of cash (3) provides funds to the state (4) increases the strength of the banks

Last Answer : (1) restricts lending Explanation: Statutory Liquidity Ratio refers to the amount that the commercial banks require to maintain in the form gold or government approved securities before providing credit to ... , suck liquidity in the market, to tighten the measure to safeguard the customers' money.

Which from the following is not true when the interest rate in the economy goes up? (1) Saving increases (2) Lending decreases (3) Cost of production increases (4) Return on capital increases

Description : Which from the following is not true when the interest rate in the economy goes up? (1) Saving increases (2) Lending decreases (3) Cost of production increases (4) Return on capital increases

Last Answer : (4) Return on capital increases Explanation: The interest rate is the cost of demanding or borrowing loanable funds. Alternatively, the interest rate is the rate of return from supplying or lending loanable funds. ... rate per unit of time, which is why it is called the rate of return on capital.

The smaller the Cash Reserve Ratio, the scope for lending by banks is : (1) greater (2) smaller (3) weaker (4) lesser

Description : The smaller the Cash Reserve Ratio, the scope for lending by banks is : (1) greater (2) smaller (3) weaker (4) lesser

Last Answer : (1) greater Explanation: Cash Reserve Ratio is a regulation set by Central bank (RBI in India) which dictates the minimum amount (reserves) (hata commercial bank must be held to customer notes and deposits ... banks to hold a lesser proportion of (heir deposits in the form of deposits with the RBI.

Open Market Operations refer to (1) Borrowings by Scheduled banks from RBI (2) Lending by Commercial banks to industry (3) Purchase and sale of Government securities by RBI (4) Deposit mobilization

Description : Open Market Operations refer to (1) Borrowings by Scheduled banks from RBI (2) Lending by Commercial banks to industry (3) Purchase and sale of Government securities by RBI (4) Deposit mobilization

Last Answer : (3) Purchase and sale of Government securities by RBI Explanation: Open Market Operation (OMO) refers to the buying and selling of government securities in the open market in order to expand or ... in the banking system. A central bank uses OMO as the primary means of implementing monetary policy.

A type of loan, where the bank or the lending institution provides the borrower with a loan that helps the borrower to pay off his all previous debts is termed as ________ A. Debt Recovery B. Debt Settlement C. Debt Management D. Debt Consolidation

Description : A type of loan, where the bank or the lending institution provides the borrower with a loan that helps the borrower to pay off his all previous debts is termed as ________ A. Debt Recovery B. Debt Settlement C. Debt Management D. Debt Consolidation

Last Answer : D. Debt Consolidation Explanation: Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others.

The practice of lending money to unrelated individuals, or “peers”, without going through a traditional financial intermediary such as a bank or other traditional financial institution is called__________ A. B2B transactions B. C2C transactions C. P2P lending D. PPP Model E. P2P Investing

Description : The practice of lending money to unrelated individuals, or “peers”, without going through a traditional financial intermediary such as a bank or other traditional financial institution is called__________ A. B2B transactions B. C2C transactions C. P2P lending D. PPP Model E. P2P Investing

Last Answer : C. P2P lending Explanation: P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders directly with borrowers.

What is the term for a bank without any branch network that offers its services remotely? A. Internet only Banks B. Direct Bank C. Lending Institution D. Indirect Bank E. Online Bank

Description : What is the term for a bank without any branch network that offers its services remotely? A. Internet only Banks B. Direct Bank C. Lending Institution D. Indirect Bank E. Online Bank

Last Answer : B. Direct Bank Explanation: A direct bank is a bank without any branch network that offers its services remotely via online banking and telephone banking and may also provide access via ATMs ... savings which they may pass on to clients via higher interest rates or lower service charges.

Sub-prime lending refers to ________ A. lending done by banks at rates below PLR B. Funds raised by the banks at sub-libor rates C. Group of banks which are not rated as prime banks as per Banker‘s Almanac D. lending done by financing institutions including banks to customers not meeting with normally required credit appraisal standards E. All of the Above

Description : Sub-prime lending refers to ________ A. lending done by banks at rates below PLR B. Funds raised by the banks at sub-libor rates C. Group of banks which are not rated as ... institutions including banks to customers not meeting with normally required credit appraisal standards E. All of the Above

Last Answer : D. lending done by financing institutions including banks to customers not meeting with normally required credit appraisal standards Explanation: In finance, subprime lending (also referred to ... schedule, sometimes reflecting setbacks, such as unemployment, divorce, medical emergencies, etc.

Which of the following is/are functions of CERSAI? A. check frauds in lending against equitable mortgages B. maintains a central registry of equitable mortgages C. Provides loan D. Both (A) and (B) E. None of these

Description : Which of the following is/are functions of CERSAI? A. check frauds in lending against equitable mortgages B. maintains a central registry of equitable mortgages C. Provides loan D. Both (A) and (B) E. None of these

Last Answer : D. Both (A) and (B) Explanation: CERSAI was primarily created to check frauds in lending against equitable mortgages, in which people would take multiple loans on the same asset from different ... and hypothecation as well as to start registration of all other types of mortgages used in India.

An auditor's examination performed in accordance with generally accepted auditing standards generally should a. Be expected to provide assurance that illegal acts will be detected where internal control is effective. b. Be relied upon to disclose violations of truth-in-lending act. c. Encompass a plan to search actively for illegalities which relate to operating aspects. d. Not be relied upon to provide assurance that illegal acts will be detected

Description : An auditor's examination performed in accordance with generally accepted auditing standards generally should a. Be expected to provide assurance that illegal acts will be detected where internal control is ... aspects. d. Not be relied upon to provide assurance that illegal acts will be detected

Last Answer : Not be relied upon to provide assurance that illegal acts will be detected

Which of the following will impair the independence of a CPA in public practice? a. He has his name and address listed on a one-page section of the telephone book. b. He obtained a loan from a bank under the normal lending procedures, terms and requirements of that bank. c. He holds one share of the client's capital stock. d. He failed to disclose a client's departure from GAAP.

Description : Which of the following will impair the independence of a CPA in public practice? a. He has his name and address listed on a one-page section of the telephone book. b. He obtained a loan from a bank ... one share of the client's capital stock. d. He failed to disclose a client's departure from GAAP.

Last Answer : He holds one share of the client's capital stock.

PLR stands for 1. Planned load rate 2. Prime Lending Rate 3. Planned Liquid Ratio 4. Prime Liquid Ratio 5. None of these

Description : PLR stands for 1. Planned load rate 2. Prime Lending Rate 3. Planned Liquid Ratio 4. Prime Liquid Ratio 5. None of these

Last Answer : Prime Lending Rate

Marketing in Banks is required for ? 1. Getting new customers 2. Retaining existing customers 3. Lending 4. D) Accepting of deposits 5. All of these

Description : Marketing in Banks is required for ? 1. Getting new customers 2. Retaining existing customers 3. Lending 4. D) Accepting of deposits 5. All of these

Last Answer : All of these

In explaining the level of unemployment, Keynes emphasized,- (a) Changes in technology. (b) Aggregate demand. © Inflationary expectations. (d) Lending by financial institutions.

Description : In explaining the level of unemployment, Keynes emphasized,- (a) Changes in technology. (b) Aggregate demand. © Inflationary expectations. (d) Lending by financial institutions.

Last Answer : (b) Aggregate demand.

A bailment for the sole benefit of a bailer usually results in ------------ a) Borrowing /lending transactions b) Spring transaction c) Declarative transaction d) Autonomous transaction

Description : A bailment for the sole benefit of a bailer usually results in ------------ a) Borrowing /lending transactions b) Spring transaction c) Declarative transaction d) Autonomous transaction

Last Answer : a) Borrowing /lending transactions

The minimum amount of------------------,irrespective of such private participation,could be specified at a minimum 17.5 per cent of project costs by lending institutions. A. bank loans B. promotors contribution C. fixed capital D. working capital

Description : The minimum amount of------------------,irrespective of such private participation,could be specified at a minimum 17.5 per cent of project costs by lending institutions. A. bank loans B. promotors contribution C. fixed capital D. working capital

Last Answer : B. promotors contribution