Can a health care insurance provider just decide to drop the ACA aspects of their coverage?

1 Answer

Answer :

The guy who doing the complaining started out with “And the hits keep coming! Thank you U.S. Government for getting involved in our healthcare. 2nd time that we have had cancellation notices for “That plan we liked and were told we could keep”. Not to mention the outrageous premiums we have to pay for our current policies for a far inferior plan vs. the plan we had before “GovernmentCare”. Glad I’m healthy!” Obvously he has had a problem with his perception of what the ACA is. I said, ” You know, I’m not even sure what you’re complaining about. You’ll still have health insurance that you like and your premiums might even be lower. You just have to pick a different plan. Whatever you had before the ACA was passed is what you’ll get this time. I’m not sure that’s a good thing though. BTW, do you or your wife have a preexisting health condition? If they aren’t going to be ACA compliant they can refuse to cover you, you know. They can also cancel your coverage if you have some catastrophic medical need. They couldn’t do that under the ACA.”

Related questions

Description : A preferred provider organization is described as a a) Business arrangement between hospitals and physicians. PPO's usually contract to provide health care to subscribers, usually businesses, for a ... savings account program is an incentive program to consumers, not a health care delivery system.

Last Answer : a) Business arrangement between hospitals and physicians. PPO’s usually contract to provide health care to subscribers, usually businesses, for a negotiated fee that often is discounted.

Description : Which people lost their previous insurance because of the ACA, and why did they lose it?

Last Answer : answer:The people who lost the plans were those who were stuck in the middle between too rich for medicaid and not being offered a plan by their employer. It was cancelled for two reasons. Plans ... save money, the insurer just dumps the customer on the exchange to purchase a shitier, cheaper plan.

Description : What insurance companies come under the ACA?

Last Answer : answer:You are correct. The ACA just sets minumim requirements and sets up exchanges. It is up to the insurance companies to decide what is covered. Take posts on FB with a healthy grain of salt.

Description : Can you help me find a table that can estimate what one might pay for insurance under the ACA, according to income, etc?

Last Answer : Did you go to healthcare.gov? I think that is your best source.

Description : Fellow friends, just curious who has renter's insurance for their apartment, and if they'd care to share with who their provider is and how much it is a month --?

Last Answer : I do not have renter’s insurance :( We probably should, but we never even looked into it. And my downstairs neighbor almost caught her apartment on fire once, totally freaked me out.

Description : Is the ACA (Affordable Care Act) beneficial to you?

Last Answer : Our business has been unaffected because our coverage exceeds minimum guidelines. I personally know of 3 people who have either saved money or have finally been able to afford coverage because of the ACA.

Description : Why can Canada afford to provide health care coverage for all of their citizens, and full housing and food for homeless or otherwise disabled persons, and the U.S. can't?

Last Answer : We can, we simply don’t want to.

Description : The term 'Evaluation' and 'Assessment' could be discriminated as follows Options: A) Assessment is limited to coverage achievement whereas evaluation is qualitative in character B) Evaluation is ... an attempt to measure the pupil as whole whereas evaluation is concerned with his achievement only

Last Answer : C) Evaluation involves the measurement as well as diagnosis of students’ attainments, whereas assessment is concerned with only scholastic attainments. 

Description : Who has no health insurance coverage?

Last Answer : I don’t. I live in Australia. Woot it doesn’t matter yay!

Description : Can you please tell me how deadlines and open enrollment have improved health insurance coverage in the United States?

Last Answer : answer:It's been like that for a very long time. It didn't just start happening. If you get hired and you pass the probation period, they will give you the health benefits at that time. If he had been ... I'm not sure about the laws in your state. This is how it's been here since I can remember.

Description : Should there be health insurance coverage for female genital mutilation reversal surgeries?

Last Answer : YES.

Description : _______ health insurance coverage pays for at least part of hospital costs and fees. -General Knowledge

Last Answer : Basic health insurance coverage pays for at least part of hospital costs and fees.

Description : What age does AARP health insurance start coverage?

Last Answer : I have researched AARP health insurance and found that this insurance is available to a specific age group. What I have found is that AARP health insurance is available for those ages 50 to 64.

Description : If you have private health care coverage, what sort of out-of-pocket costs would you normally have to pay within your system?

Last Answer : I have had 4 surgeries in 3 months, and the bill was over a half million dollars. My portion was $1,500, which is the annual out of pocket cap for me.

Description : Which insurance offers the best coverage for Preventive and Diagnostic Dental Care?

Last Answer : Most Dental carriers offer insurance that looks something like this. 100% Preventive 80% Basic and 50% Major , most often with a $25 or $50 deductible per family member. Before selecting a dental carrier, check with your dentist to see which insurance companies they accept as "in network".

Description : What happens if I manually submit a "cash pay" claim to my health insurance provider?

Last Answer : There is another option – that $0 would count toward your deductible.

Description : If a health insurance provider penalizes a person for smoking, shouldn't they penalize overweight people too?

Last Answer : answer:Isn't that their business? Are you concerned the fat people aren't paying enough - or that the poor insurance carriers aren't making enough money? The important thing is that this is but one more ... allowed to smoke in the privacy of their homes only - and that is if they have no children.

Description : Who is the best rated PPO health Insurance provider in Texas?

Last Answer : Blue Cross Blue Shield of Texas is one of the top. Another highly rated insurance is AETNA.

Description : Where can I find provider information for UPMC health insurance?

Last Answer : UPMC is a great health insurance company that offer great coverage. You can find a list of all the your covered doctors at www.upmchealthplan.com/doctor/index.aspx.

Description : Could one sue a health care provider or clinic for misdiagnosis?

Last Answer : I doubt a case would get very far. For one thing, she was warned about the possible side effects from taking penicillin. Secondly, the new provider telling her she didn't have otitis media ... prove that the penicillin worked. It's pretty difficult to win a medical negligence or malpractice case.

Description : Should I trust a health care provider that offers other therapies that I consider fraud?

Last Answer : Get a second opinion if you’re uncomfortable.

Description : My HOA includes just one residential street with no common structures..what kind of insurance coverage should they have?

Last Answer : Need Answer

Description : A major benefit of using event sponsorship is that it A)enhances personal selling efforts. B)provides an excellent back-drop for advertisements. C)can provide large amounts of free media coverage. D)effectively neutralises the negative effects of unfavourable public relations.

Last Answer : C)can provide large amounts of free media coverage.

Description : Sorry, but I just have to ask: Is it just me, or does it seem people care more about a person's death if it has wide media coverage?

Last Answer : I don’t tend to care about anyone’s death I don’t know. May seem harsh but it’s just me. I didn’t know the person and unless I respected whatever they were famous for I wouldn’t shed a tear. If Justin Bieber died I’d jump for joy!

Description : Why did the judge nullify the entire ACA because he felt the individual mandate is unconstitutional?

Last Answer : His reasoning is completely whackadoodle (legal scholars of all political persuasions are saying so) but here's what his reasoning is: It's not controversial that the individual mandate is now ... Court of Appeals and this decision will get thrown away. I am still terrified, though.

Description : Is there a minimum income necessary to use the ACA?

Last Answer : Nope. These are the only eligibility requirements: https://www.healthcare.gov/quick-guide/eligibility/ The issue may be that you can’t afford a marketplace plan if your income is too low, though low income will allow you to qualify for generous subsidies.

Description : Was the latest attack on the ACA premeditated?

Last Answer : The quick collusion of all these governments is all the proof you’ll ever need of obvious premeditation. But take heart. I believe that this time the insult to the people effected is so severe that the politicians behind it may well self destruct.

Description : What are the Democrats proposing to fix the problems with ACA?

Last Answer : Not necessarily a Democrat's stated position, but here is an articel from the NY Times on how to repair it ACA would work and work well if it had not had years of being sabotaged. ... refused to expand Medicaid programs to help the poor, and years of litigation have made insurance companies jittery.

Description : Can the GOP really abolish the ACA?

Last Answer : Yes, they can. And then we will have a mess. But then they get small businesses off their back.

Description : Did Hobby Lobby provide for IUD's, the "morning after" pill, etc. before the ACA went into effect?

Last Answer : Yes, but they stopped in 2012 when they filed the lawsuit. I can’t find where I originally read it, but here’s one source from googling: http://www.politifact.com/punditfact/statements/2014/jul/01/sally-kohn/did-hobby-lobby-once-provide-birth-control-coverag/

Description : Are there some parts of the ACA that aren't in place yet?

Last Answer : The wildly unpopular employer mandate was postponed until next year…primarily to shield incumbent Democrats running in the mid-term elections from the dust storm it is sure to generate.

Description : Why is there a deadline for signing up for the ACA (Obamacare)?

Last Answer : I believe that is just to get coverage for this year.

Description : Which amino acid is specified by genetic codes ACU, ACC, ACA, ACG showing degeneracy ?

Last Answer : Which amino acid is specified by genetic codes ACU, ACC, ACA, ACG showing degeneracy ? A. Leucine B. Methionine C. Glycine D. Threonine

Description : Regarding the new health plan, will larger companies downsize to eliminate the requirement to purchase health coverage for their employees?

Last Answer : A large company owner was interviewed on TV a few days ago. He has a lot of employees & he pays for their healthcare. It costs him about $300,000 a year to pay for it. With new plan, he could ... But not everyone is a good guy', so I see lots of companies taking the low road on this scenario.

Description : Suggest the aspects of reproductive health which need to be given special attention in the present scenario. -Science

Last Answer : The aspects of reproductive health which need to be given special attention are : Introduction of sex education in schools to give right information to the young minds about reproductive organs, accessory ... and sex-related crimes, use of drugs, tobacco and alcohol etc.) among young people.

Description : The paradigm that explains the cause of illness as an imbalance in the forces of nature is the a) holistic perspective. The naturalist or holistic perspective believes that health exists when ... events as cause and effect and incorporates the bacterial or viral explanation of communicable disease.

Last Answer : a) holistic perspective. The naturalist or holistic perspective believes that health exists when all aspects of a persona are in perfect balance or harmony.

Description : Can someone give me some info on how to get affordable health and dental coverage for my family?

Last Answer : Go to https://www.healthcare.gov and you will see many links to programs which may assist you and your family.

Description : Which companies offer individual health coverage that is affordable?

Last Answer : Find the best affordable health insurance at HealthInsuranceCoverage.com with an online health insurance quote. We make comparing your options simple - ensuring get the best health insurance coverage at the lowest premium. It's fast, easy and best of all it's free!

Description : How long do you carry full coverage insurance on your vehicle?

Last Answer : I drop Comp and Collision after about 6–8 years or when the value of the car is such that it probably wouldn’t be worth repairing if it was damaged. Liability of course, you keep forever.

Description : If your country has socialized medicine does that mean you don't have to pay for coverage on your home owners and auto insurance?

Last Answer : You do mean liability coverage don’t you because homeowners and auto cover a lot more than just liability?

Description : Cost of rhinoplasty, any chance for insurance coverage?

Last Answer : answer:Hello, fellow deviated septum-sister! I had mine fixed when I was sixteen. And let me tell you, it was PAINFUL. I'd really reconsider it. I'm not sure about the cost and insurance coverage ... back to my old self. No broken bone popping in my nose, but I'm still having breathing problems.

Description : Liability Insurance vs. Full Coverage?

Last Answer : To replace or repair your car if it's damaged or totaled. If your car is not worth very much money the comprehensive may not be worth the expense. If it's worth more than 4 or 5 thousand you ... on Kelly Blue Book and see if the cost of replacing you car is worth the expense of the insurance.

Description : What is definition of Primary insurance coverage?

Last Answer : What is the answer ?

Description : What dose medical coverage on an auto insurance policy cover?

Last Answer : Medical bills for yourself and anyone else in the car in the case of an accident- apex

Description : What sort of insurance coverage is required when you rent a backhoe for home landscaping?

Last Answer : You will need your home owners insurance. That is the only insurance you will need because if something happens it is on your property and you will be covered under your home owners policy. When you ... you have to be careful as to what liability you're assuming when you sign the rental agreement.

Description : Do I need to have a motorcycle license in order to obtain motorcycle insurance coverage?

Last Answer : If you are attempting to get motorcycle insurance that means you probably have a motorcycle and should have a license for it. An insurance company will not provide insurance unless you at least have a motorcycle permit.

Description : Are there any insurance companies that offer hurricane or storm coverage in the Miami Florida area?

Last Answer : It's difficult to get hurricane insurance after the losses that were incurred during bad seasons. However the insurance companies have simply raised their rates. To find an insurer you can use the government's flood insurance site.floodsmart.gov

Description : What types of damage or events are included under catastrophic insurance coverage?

Last Answer : Catastrophic insurance coverage includes many damage or events caused by both natural disasters or other accidental damage to your home. Damage by events such as flooding, lightning, wind damage, and other ... policies also cover damage done by fire, but check with your insurance company to be sure.

Description : Where can i find a website that specialises Dwelling Insurance Coverage?

Last Answer : Check out forexfee.com for help with dwelling insurance coverage. A specialist there will be able to answer your questions.

Description : How can I get the best rates for life insurance coverage?

Last Answer : You can go to insurance.com to search for the right insurance coverage that will fit your needs.