There are community or local business colleges that offer the same quality, if not, inexpensive tuition fees and are equally the best choice for many. I would, if accounting and business is my priority of interest. The logical decision to arrive at is, "I don't want to get in to deeper student loan debt" after I graduate. Look into scholarships and student grants. And be very good at it so tax-payers' money who pay for your scholarship will be happy they invested in you.