Anyone know any societies or clubs I could join to get discounted life insurance premiums?

Anyone know any societies or clubs I could join to get discounted life insurance premiums?
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1 Answer

Answer :

If you are old enough, you can join the AARP. Minimum age is 50. Some lodges, like the Elks probably offer it, but the fact is that term life insurance is a pretty competitive business, and if you shop around for rates, you can probably find one that is suitable. The rates are lowest for nonsmokers under age 40, especially if you’re buying insurance with a short level-premium period, say, 10 years. If you are a 35-year-old nonsmoking male, the company I work for has a 10-year level premium term policy that will cost you $400 a year for $500,000 in coverage. I know we don’t have the most competitive rates around, either, so you can probably get it for less.
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