Description : What are some habits you started during some life-changing event, that you've retained still, long after that event has passed?
Last Answer : For years I was a credit card junkie and in serious debt. Seven years ago, after paying it all off, which took three hard years, I vowed to use my debit rather than credit cards whenever possible, but ... for a mortgage and auto loan, have zero balances. It's a great feeling, let me tell you.