Is it a good idea to purchase 20 year term life insurance when I am 50 years old or should I go for 10 or 15 year instead?

Is it a good idea to purchase 20 year term life insurance when I am 50 years old or should I go for 10 or 15 year instead?
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1 Answer

Answer :

This question little bit difficult to answer. Generally it depends on one person's health conditions and personal perspecive. In my opinion you can go for 20 year term life insurance as a safety precaution.
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Can I get 25 year term life insurance if I am 40 years old?

Description : Can I get 25 year term life insurance if I am 40 years old?

Last Answer : Looks like you can, but the premiums will be fairly high at that age because there's a reasonable chance of mortality during the term.

A company has to choose between two projects whose cash flows are as indicated below; Project 1: i. Investment – Rs. 15 Lakhs ii. Annual cost savings – Rs. 4 lakhs. iii. Bi-annual maintenance cost – Rs. 50,000/- iv. Reconditioning and overhaul during 5th year: 6 lakhs v. Life of the project – 8 years vi. Salvage value – Rs. 5 lakhs Project 2: vii. Investment – Rs. 14 Lakhs viii. Annual cost savings – Rs. 3.5 lakhs. ix. Annual Maintenance cost – Rs. 20,000/- x. Reconditioning and overhaul during 4th year: 5 lakhs xi. Life of the project – 8 years xii. Salvage Value- 2 lakhs Which project should the company choose? The annual discount rate is 12

Description :  A company has to choose between two projects whose cash flows are as indicated  below; Project 1:  i. Investment - Rs. 15 Lakhs ii. Annual cost savings - Rs. 4 lakhs. iii. Bi-annual ... years xii. Salvage Value- 2 lakhs Which project should the company choose? The annual discount rate is 12

Last Answer : Year Project 1 Project 2 Outgo Saving NPV Outgo Saving NPV 0 15.0 0 =-15.0 14.0 0 = -14 1 0 4.0 = (4 / (1+.12)1 = 3.571 0.2 3.5 = (3.3 / (1+.12)1 = 2.95 2 0.5 4.0 = (3.5 / (1+.12)2 = 2.79 0.2 3.5 ... (1+.12)8 = 3.43 0.2 5.5  (3.5+2) = (5.3 / (1+.12)8 = 2.14 NPV = + 2.301 @12% = + 0.15

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Last Answer : A

The design period of sewage treatment works in normally A. 5 – 10 years B. 15 – 20 years C. 30 – 40 years D. 40 – 50 years

Description : The design period of sewage treatment works in normally A. 5 – 10 years B. 15 – 20 years C. 30 – 40 years D. 40 – 50 years

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The sum of the ages of two persons A and B is 50. 5 years ago, the ratio of their ages was 5/3. The present age of A and B are (A) 30, 20 (B) 35, 15 (C) 38, 12 (D) 40, 10

Description : The sum of the ages of two persons A and B is 50. 5 years ago, the ratio of their ages was 5/3. The present age of A and B are (A) 30, 20 (B) 35, 15 (C) 38, 12 (D) 40, 10

Last Answer : Answer: A

Where to purchase travel insurance for over 80 years old?

Description : Where to purchase travel insurance for over 80 years old?

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Description : The period of long term plan for the development of roads in India, known as Bombay Plan (Aug. 1958), is (A) 5 years (B) 10 years (C) 15 years (D) 20 years

Last Answer : Answer: Option D

The ratio of the incomes of A and B last year was 9 : 13. Ratio of their incomes of last year to this year is 9 : 10 and 13 : 15 respectively. The sum of their present incomes is Rs 50,000. What is the present income of B? A) Rs 32,000 B) Rs 24,000 C) Rs 20,000 D) Rs 30,000 E) None of these

Description : The ratio of the incomes of A and B last year was 9 : 13. Ratio of their incomes of last year to this year is 9 : 10 and 13 : 15 respectively. The sum of their present incomes is Rs 50,000. What is the present income of B? A) Rs 32,000 B) Rs 24,000 C) Rs 20,000 D) Rs 30,000 E) None of these

Last Answer : Answer: D ratio of the incomes of A and B last year was 9x : 13y Now given that ratio of the incomes of A and B last year was 9 : 13. So 9x/13y = 9/13 This gives x = y Total of incomes of A ... = 50,000 This gives x = 2,000 So present income of B = 15y = 15x = 15*2000 = 30,000

A and B are 3 years and 2 years old respectively. Their father is 40 years. After how many years, father’s age would be twice of combined age of A and B? a) 5 years b) 10 years c) 15 years d) 20 years e) None of these

Description : A and B are 3 years and 2 years old respectively. Their father is 40 years. After how many years, father’s age would be twice of combined age of A and B? a) 5 years b) 10 years c) 15 years d) 20 years e) None of these

Last Answer : Father’s age = 40 years. Children’s combined age = 3 + 2= 5 years Double of their ages = 2 × 5 = 10 years Difference between father’s age and combined age = 40 – 10 = 30 years required time = 1/ (2 + 1) × 30 = 10 years Answer: b)

Is it a good idea to join the marines at 20 years old?

Description : Is it a good idea to join the marines at 20 years old?

Last Answer : Well, that's a loaded question. In my honest opinion? No, not at all. If it's not something you actually want to do, I wouldn't suggest joining just for the money. You may not be able ... be cut back extensively and doing things like traveling, starting a family, etc. will be much harder for you.

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Description : A shopkeeper declares that he sells rice at the cost price. However he uses a weight of 425 grams. Instead of 500 grams, what is his percentage of profit? a) a) 16 5/6 b) 15 c) c) 20 7/23 d) 25 e) None of these

Last Answer : % profit = Loss/Actual Weight x 100 = 500 – 425/500 × 100 = 75/500 x 100 = 15% Answer: b)

An excavator costs Rs. 20,00,000 and has an estimated life of 8 years. It has no salvage value at the end of 8 years. The book value of the excavator at the end of 3 years using general double declining balance method is (A) Rs. 8,43,750 (B) Rs. 8,75,000 (C) Rs. 10,50,000 (D) Rs. 11,56,250

Description : An excavator costs Rs. 20,00,000 and has an estimated life of 8 years. It has no salvage value at the end of 8 years. The book value of the excavator at the end of 3 years using general double declining balance method is (A) Rs. 8,43,750 (B) Rs. 8,75,000 (C) Rs. 10,50,000 (D) Rs. 11,56,250

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Is living in a house for no charge,instead of getting cash for child support a good idea? Or even legal? Or have I messed up my kid's life?

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Last Answer : answer:So move out and take child support instead. Your exhusband sounds very controlling, and as long as you are financially dependent he can control you. Don't get me wrong, I know he should take ... was attracted to and married a whore? Just awful his temper. Sounds like a bunch of mach bullshit.

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Description : X, Yand Z enter into a partnership by investing in the ratio of 6 : 4: 8. After 1 year, Y invests another Rs. 540,000 and Z, at the end of 2 years, also invests Rs.540,000. At the end of three years, profit is ... 10. Find initial investment of Z. A) 7,20,000 B) 8,80,000 C) 6,50,000 D) 5,50,000. 

Last Answer : Answer: A) Let the initial investments of X, Yand Z be Rs. 6x, Rs. 4x and Rs. 8x respectively. Then, (6x * 36) : [(4x * 12) + (4x + 540000) x 24] : [(8x * 24) + (8x +540000) x 12]=6:8:10 ... =3/4 => 864x = 432x + 38880000 => 432x = 19440000 x=90000 Z's initial investment = 8x = Rs. 7,20,000.

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Description : Present ages of A and B are 50 years and 18 years respectively. In how many years will A be twice as old as B? a) 14 years b) 15 years c) 16 years d) 18 years e) None of these

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I have been on SSDI for 15 years and am 65 years old. My wife just turn 62 years old and applied for SS.Does she get a part of SSDI or my life earnings?

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Description : There is a lot of pain in the urinary tract. Want a solution ? I am 32 years old. For the last several days (approximately 10-15 days) I have noticed that my urinary tract is bitten and the urination is ... not sticky and there was no color. What can I do now ? Is it gonorrhea ? Please let me know.

Last Answer : No, it is not gonorrhea, but if you do not take treatment now, you may have gonorrhea later, because you have a urinary tract infection . Enjoy. Drink more water. In the morning, on an empty stomach, eat Isubgul's bran syrup.

If average volume of sediment deposits is one-tenth million cubic metres per year in a reservoir of total capacity 10 million cubic metres, the dead storage will be filled up, in (A) 10 years (B) 15 years (C) 20 years (D) 25 years

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Last Answer : (D) 25 years

I have a terrible problem ... :( I am 15 years old and I am terribly in love with a 4-year-old boy ...,

Description : I'm so excited about his little hands and I can't get enough of that look of those beautiful eyes I love him so much ... I'm excited, I'm terribly crying every night that there will never be anything with him ... ... I am worthy of conviction ... I know: ((((what should I do? should I go to finish?

Last Answer : well, if you don't make fun of us, the child will be forgotten before you bring something that could make you sad and you won't have mercy in the base with people like you and don't want to know what the problem is, the little my child in question should be with me.

1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50'. What number is missing? -Riddles

Description : 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50'. What number is missing? -Riddles

Last Answer : 22

The total amount of iodine in the body of an average adult is (A) 10–15 mg (B) 20–25 mg (C) 45–50 mg (D) 75–100 mg MINERAL METABOLISM 199

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Last Answer : Answer : C

The molecular weight of light chains is (A) 10,000–15,000 (B) 20,000–25,000 (C) 25,000–50,000 (D) 50,000–75,000

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The total Glucose in the body is ________ gms. (A) 10–15 (B) 20–30 (C) 40–50 (D) 60–80

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Last Answer : Answer: Rs. 30,000

If 4 kW in antenna produces 50 μV/m in a receiving antenna, a 15 kW will produce _____. A. 200 μV/m B. 10 μV/m C. 100 μV/m D. 20 μV/m

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Last Answer : C. 100 μV/m

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Last Answer : (B) 30 to 35

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Last Answer : (C) 10-15

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Last Answer : (C) 1/20,000

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Last Answer : It is not possible to gain weight fast. It will take some time to get fat or weight. Usually if you are a little fat you will gain weight. So I am not giving any separate tips for weight gain. You ... weight. Food: Drink vegetables , small fish , meat , eggs , milk , banana and water after a while.

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Last Answer : e) All the above

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Description : Want to know how to get rid of piles ? I have been suffering from piles for the last 2 years. Recently I went to a homeopathic doctor and he assured me that the problem will be reduced in 20-25 days and will ... !!! Could it really be that ... so what can I do , please help me with some advice ...

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15 year sentence of hard labor for 20 year old US tourist who stole propaganda poster in North Korea. Does it make you wonder why anybody would go to North Korea?

Description : 15 year sentence of hard labor for 20 year old US tourist who stole propaganda poster in North Korea. Does it make you wonder why anybody would go to North Korea?

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A 15-year-old girl was seen by her family physician because of increasing lethargy. She had a recent history of the "flu". Biochemistry tests show that she has renal impairement. serum sodium 140 mmol/L (137 - 144) serum potassium 4.2 mmol/L (3.5 - 4.9) serum urea 28 mol/L (2.5 - 7.5) serum creatinine 280 µmol/L (60 - 110) Her condition does not improve after several weeks on corticosteroid therapy, so a renal biopsy is performed. The biopsy demonstrates the presence of segmental sclerosis of 3 of 10 glomeruli identified in the biopsy specimen. Immunofluorescence studies and electron microscopy do not reveal evidence for immune deposits. What is the most appropriate advice to give regarding her condition? 1) She has an underlying malignancy 2) She may require a renal transplant in 10 years

Description : A 15-year-old girl was seen by her family physician because of increasing lethargy. She had a recent history of the "flu". Biochemistry tests show that she has renal impairement. ... will likely develop a restrictive lung disease 5) She will probably improve with additional corticosteroid therapy

Last Answer : Answers-2 The findings point to focal segmental glomerulosclerosis (FSGS), which leads to chronic renal failure in half of cases. The lack of resolution with corticosteroid therapy and the progression to chronic renal failure is what sets FSGS apart from minimal change disease.

I reach the bus stop 15 min late if I walk at 2 kmph Starting from my office . Instead, if I walk at 3 kmph, I reach the bus stop 10 min early. How far is bus stop from my office? a) 1.5 km b) 2.5 km c) 3.5 km d) 4.5 km

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HSK, an LLP has taken keyman insurance policy on the life of its managing partner. The policy got matured on 13th September 2017 and an amount of rupees 75 lakhs was paid by the insurers to the Managing partner. The amount so received on maturity of the policy a. fully exempt under section 10(10D) b. 50% of rupees 75 lakh is exempt c. rupees 75 lakh is taxable d. rupee 25 lakh is exempt and Rs 50 lakh is taxable

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The profit of a company (whose capital is divided into 25‚000 shares of Rs. 10 each) for the last three years are : Rs. 50‚000; Rs. 60‚000 and Rs. 40‚000. The fair return on investment is taken at 10% p.a. The value of company’s share will be– (A) Rs. 10 (B) Rs. 20 (C) Rs. 30 (D) Rs. 40

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Geostationary satellites have lifetime of nearly A. 20 years B. 10 years C. 50 years D. 60 years

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Last Answer : 20 years

What do you think of the idea of putting your used toilet paper in the trash can instead of flushing it down the toilet?

Description : What do you think of the idea of putting your used toilet paper in the trash can instead of flushing it down the toilet?

Last Answer : Is what we do in Greece; putting it in a dedicated waste bucket (with a lid). The sewer system is not up to par (especially (or exclusively; I’m not sure) on the islands. You get used to it. When I’m back in the Netherlands again, I always am reaching for the bucket, the first couple of days.

Is it a good idea to use butter milk instead of milk if the waffle recipe doesn't call for it?

Description : Is it a good idea to use butter milk instead of milk if the waffle recipe doesn't call for it?

Last Answer : I think it is worth a try but I would check out a list of equivalencies in a cookbook or online to see if you should use more or less.