Description : Which of the following is the slogan of Bandhan Bank? A. Hum Hai na B. Aapka Bhala, Sabki Bhalai C. Aao Sochein Bada D. Both (A) and (C) E. None of the Above
Last Answer : B. Aapka Bhala, Sabki Bhalai Explanation: Aapka Bhala, Sabki Bhalai is the slogan of Bandhan Bank.
Description : The newest private sector bank, Bandhan Bank has announced that it targets 180 new branches by March 2017. Who is the MD and CEO of Bandhan Bank? A) Vikram Limaye B) Rajiv B. Lall C) Chandra Shekhar Ghosh D) Narain Chand E) None of these
Last Answer : C) Chandra Shekhar Ghosh Explanation: Bandhan Bank plans to open 180 new branches by March next year with an aim to build a pan India brand. It is headquartered at Kolkata.
Description : Which of the following banks is ready to acquire Microfinance Grama Vidiyal? A) Bandhan Bank B) Yes Bank C) Axis Bank D) Kotak Mahindra Bank E) IDFC Bank
Last Answer : E) IDFC Bank Explanation: Private sector lender IDFC Bank announced the acquisition of Tamil Nadu-based Grama Vidiyal Microfinance that will help it widen the reach.
Description : Bandhan Bank starts with a capital base of ______ crore A. 2500 Crore B. 1070 Crore C. 2570 Crore D. 2470 Crore E. None of the Above
Last Answer : C. 2570 Crore Explanation: Bandhan Bank starts with a capital base of Rs. 2,570 crore and this will be raised to Rs. 3,052 crore.
Description : Bandhan Bank is headquartered in _______ A. Mumbai B. Kolkata C. Chennai D. Bangalore E. None of the Above
Last Answer : B. Kolkata Explanation: Bandhan Bank is headquartered in Kolkata.
Description : Which is the first bank to be set up in eastern part of India after Independence? A. UCO Bank B. Allahabad Bank C. United Bank of India D. Bandhan Bank E. None of the Above
Last Answer : D. Bandhan Bank Explanation: Kolkata-headquartered Bandhan Bank is the first bank to be set up in eastern part of India after Independence.
Description : Who among the following inaugurates Bandhan Bank as full-fledged scheduled commercial bank? A. Narendra Modi B. Rajnath Singh C. Santosh Gangwar D. Arun Jaitley E. None of the Above
Last Answer : D. Arun Jaitley Explanation: Union Finance Minister Arun Jaitley officially inaugurated the bank in Kolkata. Initially it opened with 501 branches across India.
Description : Ken Adams tells the loan officer at Allied Irish Bank that Cork really needs a shop that offers high -quality fishing gear to sports enthusiasts and provides the service and advice that so ... such a retail operation. A)product assortment B)location analysis C)product mix depth D)retail positioning
Last Answer : D)retail positioning
Description : Understand How MSME Certified Units can apply for Business loans from SBI, HDFC Bank, ICICI Bank, and Others?
Last Answer : In view of the economic distress caused by the COVID-19 pandemic, the Finance Ministry unveiled a Rs 20 Lakh Crore comprehensive package, known as the Emergency Credit Line Guarantee Scheme (ECLGS). ... had announced Rs 3 lakh crore emergency credit line guarantee scheme (ECLGS) for MSME under t
Description : Which of the following is/are the product(s) of IDFC Bank? A. Commercial Banking B. Bharat Banking C. Retail Banking D. Business Banking E. All of the Above
Last Answer : E. All of the Above Explanation: Products of IDFC Bank are as follows Retail banking, Commercial & Wholesale Banking, Business Banking Bharat Banking
Description : How many laboratories for Agri product testing have been recently set up by Agricultural and Processed Food Products Export Development Authority (APEDA)? a) 200 b) 250 c) 150 d) 186
Last Answer : d) 186
Description : What are Benefits of the MSME Registration?
Last Answer : MSME stands for Micro Small & Medium Enterprises.A few Advantages under MSME/Udyam Enlistment are -1)MSME enlistment helps in getting government tenders.2)Under bank advance, 15% import endowment ... Innovation and quality up-degree backing to MSMEs.FOR MORE VISIT - legalwiser.in/msme-registration/
Description : In which of the following types of banking, there is a direct execution of transaction between a bank and its consumers? A. Retail Banking B. Universal Banking C. Virtual Banking D. Unit Banking E. other than those given as options
Last Answer : A. Retail Banking Explanation: Retail banking also known as Consumer Banking is the provision of services by a bank to individual consumers, rather than to companies, corporations or other ... include savings and transactional accounts, mortgages, personal loans, debit cards, and credit cards.
Description : Which of the following Agroforestry System is matched incorrectly based on its component? [a] Boundary Plantation - Tress on Boundary + Crops [b] Block Plantation - Block of Trees + Block of Crops [c] ... Crops [d] Alley Cropping - Perennial hedges + Crop [e] Energy Plantation - Fruit Trees + Crops
Last Answer : [d] Alley Cropping – Perennial hedges + Crop
Description : Does agri supply, the store, have locations in New York state?
Last Answer : No, There are no Agri Supply stores in New York. Their stores are located in North Carolina, South Carolina, Georgia and Virginia.
Description : Demand of Agri. Products are always comes under
Last Answer : Ans. Unit inelastic demand
Description : Govt fixes MSP for various .agri.commodities on the recommendation of a.CACP b.MoA c.GOI d. MoE
Last Answer : a.CACP
Description : Agri-based integrated fish farming system contains which of the following? a. Cattle-Fish system b. Duck-Fish system c. Goat-Fish system d. Mushroom-Fish system
Last Answer : d. Mushroom-Fish system
Description : Why was 16th October 1905 observed as Raksha Bandhan Day? -SST 10th
Last Answer : 16th October 1905 was observed as Raksha Bandhan Day because it signified brotherhood between people of East and West Bengal.
Description : To whom does Nazrul dedicate the novel 'Bandhan Hara' ?
Last Answer : Nazrul Nalinikanta dedicated the novel 'Bandhan Hara' to the government.
Description : The Bandhan Express is an international passenger Train which runs between the India and Which country? A. Bangladesh B. Nepal C. China D. Bhutan
Last Answer : A [Bangladesh] Explanation: The Bandhan Express is an international passenger train which runs between the Indian city of Kolkata and the Bangladeshi city of Khulna every week.
Description : In the question below is given a statement followed by several assumptions. Find which of the assumption implicit in the statement. Statement: Bank A' has announced reduction of half percentage on the interest rate on ... Implicit (c) If either I or II is Implicit (d) If both I and II are implicit
Last Answer : (b) If only assumption II is Implicit
Description : Which of the following has approved $500 million loan for bridge over Ganga River in Bihar? A) World Bank B) Asian Development Bank C) International Monetary Fund D) European Development Bank E) None of these
Last Answer : B) Asian Development Bank Explanation: Asian Development Bank accorded $500 million to build bridge over India‘s longest river bridge which is in Bihar having distance of 9.8 km road.
Description : A non performing Asset in Banking Business means ________ A. A fixed asset of Bank is not been utilized B. A portion of deposits not been utilized C. A loan asset on which interest and/or instalments remain unchanged. D. All of the Above E. None of the Above
Last Answer : C. A loan asset on which interest and/or instalments remain unchanged. Explanation: A nonperforming asset (NPA) refers to a classification for loans on the books of financial institutions that are in ... is classified as nonperforming when loan payments have not been made for a period of 90 days.
Description : A trad-able form of loan is normally termed as ________ A. Certificate of Deposit (CD) B. Inter Bank term Money C. Bill Re-discounting D. Debt Instrument E. None of the Above
Last Answer : D. Debt Instrument Explanation: A trad-able form of loan is normally termed as a Debt Instrument. They are usually obligations of issuer of such instrument as regards certain future cash flow representing Interest & Principal, which the issuer would pay to the legal owner of the Instrument.
Description : An EEFC account can be held only in the form of a ________ A. Current Account B. Savings Bank Account C. loan Account D. All of the Above E. None of the Above
Last Answer : A. Current Account Explanation: An EEFC(Exchange Earners‘ Foreign Currency Account) account can be held only in the form of a current account. No interest is payable on EEFC accounts.
Description : Loan and Advances of a bank come under which of the following category? A. Assets B. Liabilities C. Deposits D. All of the Above E. None of the Above
Last Answer : A. Assets Explanation: Anything tangible or intangible that can be owned or controlled to produce value and that is held to have positive economic value is considered an asset. Anything tangible ... to produce value and that is held to have positive economic value is considered an asset.
Description : A type of loan, where the bank or the lending institution provides the borrower with a loan that helps the borrower to pay off his all previous debts is termed as ________ A. Debt Recovery B. Debt Settlement C. Debt Management D. Debt Consolidation
Last Answer : D. Debt Consolidation Explanation: Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others.
Description : When a Bank provides a loan for purchase of white goods, it is categorised as _____________ A. Consumption loan B. White Goods loan C. Consumer Durable loan D. Working Capital
Last Answer : C. Consumer Durable loan Explanation: Consumer Durable loan is a finance option for purchase of (White Goods) household items like Washing Machines, Refrigerators, AC, LED, LCD, Microwaves etc.
Description : A method, in which brand equity measured by comparing differences between the retail price of the 'brand' and the retail price of an unbranded product in the same category is called ______________ 1. brand ... premium method 3. both 1 and 2 4. neither 1 nor 2 5. price increment method
Last Answer : price premium method
Description : Is it true Americans do not use bank debit cards in retail and for online banking?
Last Answer : Ummm, I’m in the United States and only use a debit card. It has the Visa logo so it works anywhere that takes Visa but it pulls the money straight from my account.
Description : You are a project manager for Picture Shades, Inc. It manufactures window shades that have replicas of Renaissance-era paintings on the inside for hotel chains. Picture Shades is taking its product to the home market, and you're managing the new ... B-C-E-H B. A-D-E-H C. A-F-G-H D. A-F-G-E-H
Last Answer : B. A-D-E-H
Description : When Nike first opened its company -owned retail stores to sell its shoes and sportswear, this move exemplified which type of business -unit strategy? A)Concentric diversification B)Market development C)Product development D)Conglomerate diversification E)Forward integration
Last Answer : E)Forward integration
Description : Jane Downe is planning to open an upmarket dress boutique. She is evaluating ease of movement to and from sites, vehicular traffic, types of stores in the area, and transportation networks. ... at this time? A)Location B)Product depth C)Product mix D)Scrambled merchandising E)Retail positioning
Last Answer : A)Location
Description : A non-yen-denominated bond sold to Japanese retail investors is called _________ A. Yankee bond B. Bulldog bond C. Uridashi bond D. Husao bond E. Lion City bond
Last Answer : C. Uridashi bond Explanation: Uridashi bond, a non-yen-denominated bond sold to Japanese retail investors.
Description : How do I gain shelf space for my nascent product in local retail stores?
Last Answer : answer:First, make sure you are talking to the person who is authorized to make decisions. It can be frustrating to talk to a clerk who can’t. Here is an article I found by doing a search You could probably think of better wording.
Description : The strategy of identifying an attractive market segment and serving it in a way that differentiates the retailer from others in consumers' minds is termed : 1. product positioning 2. niche retailing 3. retail positioning 4. merchandise policy 5. none of these
Last Answer : retail positioning
Description : If a pull policy is to be used in promoting a product, the firm A)promotes directly to consumers. B)promotes only to the next marketing institution down the marketing channel. C)promotes the product to retail stores only. D)promotes the product to wholesalers only.
Last Answer : A)promotes directly to consumers.
Description : The strategy of identifying an attractive market segment and serving it in a way that differentiates the retailer from others in consumers' minds is termed: A)product positioning B)niche retailing C)retail positioning D)merchandise policy
Last Answer : C)retail positioning
Description : When a manufacturer allows 38% commission on the retail price of his product he earns a profit of 9%. What would be his profit percent if he commission is reduced by 22%?
Last Answer : Let retail price =Rs.100, then commission=Rs.38 Selling price=Rs(100-38) =Rs.62, but profit=9% Cost price=Rs[100/109*62] =56.88 New commission=Rs.16, New selling price=Rs(100-16) =Rs.84 Gain=Rs[84 - 54.88]=27.12 Gain%=[27.12*100/56.88] =47.6%
Description : Which of the following is/are functions of CERSAI? A. check frauds in lending against equitable mortgages B. maintains a central registry of equitable mortgages C. Provides loan D. Both (A) and (B) E. None of these
Last Answer : D. Both (A) and (B) Explanation: CERSAI was primarily created to check frauds in lending against equitable mortgages, in which people would take multiple loans on the same asset from different ... and hypothecation as well as to start registration of all other types of mortgages used in India.
Description : Which of the following plays an important role in the loan approval process? A. Credit Information Report (CIR) B. CIBIL TransUnion Score C. Only A D. Both (A) and (B) E. None of the Above
Last Answer : D. Both (A) and (B) Explanation: The Credit Information Report (CIR) and CIBIL TransUnion Score are very important in the loan approval process.
Description : The unpaid principal balance of a loan on property divided by the asset‟s appraised value is termed as ______ A. Liquidity Adjustment Facility B. Loss Given Default(LGD) C. Loan to Value(LTV) D. Long term liabilities
Last Answer : C. Loan to Value(LTV) Explanation: The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. The term is ... to represent the ratio of the first mortgage lien as a percentage of the total appraised value of real property.
Description : World Bank provides loan to the member country: A. From own funds B. From Borrowings C. By Gurantee D. By issuing the dollars E. From (A), (B) and (C)
Last Answer : E. From (A), (B) and (C)
Description : On a Cheque instead of two parallel lines only bank‟s name is written is known as _________ A. Payable to bearer B. General Crossing C. Special Crossing D. Both (B) and (C) E. None of the Above
Last Answer : C. Special Crossing Explanation: When a particular bank s name is written in between the two parallel lines the cheque is said to be specially crossed.The effect of special crossing is that ... is written in the crossing. Specially crossed cheques are more safe than a generally crossed cheques.
Description : Louis Vuitton makes luggage available through both department stores and its own retail outlets. This is an example of A)dual distribution. B)vertical integration. C)horizontal integration. D)tying agreements. E)exclusive dealing.
Last Answer : A)dual distribution.
Description : "Loan declared a loss" by bank?
Last Answer : It means the holder of your note has been able to write it off by taking a loss on it as a bad debt, I suggest you get a credit report and then talk to a credit counselor on how to repair your credit now that you can pay it back.
Description : Should I go with my bank or a broker for a home loan?
Last Answer : Careful with FHA, you'll pay mortgage insurance over the life of the loan so it's not usually the best deal. 4.12% is not the best interest rate. Lender paid PMI is a gimmick to get you to pay a ... PMI removed. Those numbers sound like a 30 year loan. If you can afford a 15 it's a better deal.